Risk grade updatedRisk gradeEvidence verified
5 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A2.Business profile
Oy 4N-Group Ab
Oy 4N-Group Ab's registered office is Korsholm. It is a limited company. The company was established on 2018-02-13. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €1,225,338 and operating profit was €41,946.
Business ID 2878093-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2878093-4
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Korsholm
- Company form
- Limited company
- Registration date
- 2018-02-13
- Business ID registration date
- 2017-12-27
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Vattviksvägen 99, 65610, Korsholm
About Oy 4N-Group Ab
Financial position and key figures for the company.
Oy 4N-Group Ab's location municipality is Korsholm. It is a limited company. The company was established on 2018-02-13. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €1,225,338 and operating profit was €41,946. The latest retained financial statement for 2025-12-31 shows revenue of €1,225,338 and profit for the financial year of €53,498. Based on the latest retained statement, revenue growth was +79.1%, operating margin was +3.4%, and equity ratio was +71.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
5
1
PRH/XBRL financial statement
Derived indicators
Revenue growth79.1%
Operating margin3.4%
Equity ratio71.3%
Balance-sheet contextLatest financial period
Inventory€1,808,843Previous: €2,685,739
Cash and bank€110,735Previous: €67,672
Retained earnings€3,098,228Previous: €3,332,023
Equity€3,154,726Previous: €3,261,228
Liabilities€1,266,757Previous: €1,143,490
Current assets€2,919,578Previous: €2,902,812
Current liabilities€916,757Previous: €918,490
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
89/100 · Declining
Current ratioGood
70/100 · Declining
Operating profit marginSatisfactory
59/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2878093-4
EU IDFIFPRO.2878093-4
MunicipalityKorsholm
Current registered entries
2018-01-01Registered in Tax Administration (Prepayment Register)
2018-02-13Registered in Patent and Registration Office (Trade Register)
2018-02-14Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodOy 4N-Group Ab
Grade unchangedA2 · new analysis 2026-10-17
81/100
Medium
Usable financial evidenceFinancial data included
Same industryDescriptive comparison – does not change the model score.
502 peersSolvency48%
Close to the peer-group midpoint
Profitability71%
Better than 71% of peers
Liquidity62%
Better than 62% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings118 days after period end
112 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-10-1781/100 · v0.15
A2 → A2A2
2026-10-05 16:1381/100 · v0.14
B1 → A2 · +12 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1569/100 · v0.14
B1 → B1 · +6 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1463/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 8 years of registry continuity.
Registry and status signalsSeurattava
70/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
13 register eventsLatest event: 2025-10-20
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Oy 4N-Group Ab shows public core facts. A company representative can claim the profile, update public information, and access owner tools.