Risk grade updatedRisk gradeEvidence verified
30 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → A3.Business profile
Oy A.Concept Ab
Oy A.Concept Ab's registered office is Korsholm. It is a limited company. The company was established on 2018-04-27. It operates in the industry of wholesale of other textile products. In its latest retained statement for 2025-12-31, revenue was €55,622 and operating profit was €15,844.
Business ID 2904159-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2904159-4
- Sector
- Wholesale of other textile products
- Municipality
- Korsholm
- Company form
- Limited company
- Registration date
- 2018-04-27
- Business ID registration date
- 2018-03-19
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Holmvägen 3, 65610, Korsholm
Website: https://www.aconcept.fiSource observation
About Oy A.Concept Ab
Financial position and key figures for the company.
Oy A.Concept Ab's location municipality is Korsholm. It is a limited company. The company was established on 2018-04-27. It operates in the industry of wholesale of other textile products. In its latest retained statement for 2025-12-31, revenue was €55,622 and operating profit was €15,844. The latest retained financial statement for 2025-12-31 shows revenue of €55,622 and profit for the financial year of €12,741. Based on the latest retained statement, revenue growth was +41.9%, operating margin was +28.5%, and equity ratio was +58.8%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth41.9%
Operating margin28.5%
Equity ratio58.8%
Balance-sheet contextLatest financial period
Inventory€13,769Previous: €5,612
Cash and bank€18,808Previous: €9,525
Retained earnings€3,978Previous: €2,271
Equity€19,220Previous: €7,038
Liabilities€13,450Previous: €8,586
Current assets€32,670Previous: €15,624
Current liabilities€13,450Previous: €8,586
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
74/100 · Improving
Current ratioGood
81/100 · Improving
Operating profit marginGood
100/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2904159-4
VAT IDFI29041594
EU IDFIFPRO.2904159-4
MunicipalityKorsholm
Current registered entries
2018-03-19VAT-liable for business activity in Tax Administration (VAT Register)
2018-03-19Registered in Tax Administration (Prepayment Register)
2018-04-27Registered in Tax Administration (Tax Administration)
2018-04-27Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodOy A.Concept Ab
Grade upgradedB2 → A3 · new analysis 2026-09-30
78/100
Medium
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
171 peersSolvency54%
Close to the peer-group midpoint
Profitability83%
Better than 83% of peers
Liquidity79%
Better than 79% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings108 days after period end
108 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA3
2026-09-30 11:3978/100 · v0.14
B2 → A3 · +21 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1557/100 · v0.14
B2 → B2 · +1 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1456/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-09-30
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
45/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 8 years of registry continuity.
Registry and status signalsSeurattava
65/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
10 register eventsLatest event: 2026-04-18
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Oy A.Concept Ab shows public core facts. A company representative can claim the profile, update public information, and access owner tools.