Business profile

Oy Aspel-Invest Ab

Oy Aspel-Invest Ab's registered office is Jakobstad. It is a limited company. The company was established on 2004-11-12. It operates in the industry of buying and selling of own real estate. In its latest retained statement for 2025-12-31, revenue was €72,293 and operating profit was €11,745.

Claim profileContact details
Business ID 1927086-0ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
1927086-0
Sector
Buying and selling of own real estate
Municipality
Jakobstad
Company form
Limited company
Registration date
2004-11-12
Business ID registration date
2004-10-29
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Otto Malminkatu 16, 68600, Jakobstad

Phone: +358400665617Source observation

People and decision-makers

Pelkonen Toni PetteriToimitusjohtaja

About Oy Aspel-Invest Ab

Financial position and key figures for the company.

Oy Aspel-Invest Ab's location municipality is Jakobstad. It is a limited company. The company was established on 2004-11-12. It operates in the industry of buying and selling of own real estate. In its latest retained statement for 2025-12-31, revenue was €72,293 and operating profit was €11,745. The latest retained financial statement for 2025-12-31 shows revenue of €72,293 and profit for the financial year of €143. Based on the latest retained statement, revenue growth was -45.0%, operating margin was +16.3%, and equity ratio was +44.4%.

Extended business activity

A longer directory- or registry-backed activity description that complements the short registry industry label.

Yhtiön toimialana on kiinteistöjen sekä osakehuoneistojen omistus, hallinta, vuokraus ja kaupankäynti. Toimialaan kuuluu myös rakennusten korjaus- ja kunnostustyöt.

Financial highlights

Key figures from the latest financial period.

Latest financial period

2025-12-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Revenue growth-45.0%
Operating margin16.3%
Equity ratio44.4%
Revenue€72,293-€59,089 (-45.0%) vs previous periodPrevious: €131,382
Operating profit (loss)€11,745-€50,682 (-81.2%) vs previous periodPrevious: €62,427
Profit (loss) for the financial year€143-€43,480 (-99.7%) vs previous periodPrevious: €43,623
Assets€1,147,949-€99,080 (-7.9%) vs previous periodPrevious: €1,247,030
Balance-sheet contextLatest financial period
Profit before taxes€143Previous: €43,623
Employees12Previous: No comparison value
Revenue trend5 periods
€749,355
2021-12-31
€557,619
2022-12-31
€828,455
2023-12-31
€131,382
2024-12-31
€72,293
2025-12-31
Operating profit (loss) trend5 periods
€84,747
2021-12-31
€66,133
2022-12-31
€19,278
2023-12-31
€62,427
2024-12-31
€11,745
2025-12-31
Profit (loss) for the financial year trend5 periods
€68,453
2021-12-31
€59,978
2022-12-31
€5,935
2023-12-31
€43,623
2024-12-31
€143
2025-12-31
Assets trend5 periods
€994,830
2021-12-31
€1,331,487
2022-12-31
€1,292,664
2023-12-31
€1,247,030
2024-12-31
€1,147,949
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioSatisfactory
55/100 · Improving
44.4 %2024-12-31: 40.8 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Operating profit marginGood
91/100 · Declining
16.3 %2024-12-31: 47.5 %
Ratio history
Ratio2021-12-312022-12-312023-12-312024-12-312025-12-31
Equity ratio50.6 %42.3 %28.0 %40.8 %44.4 %
Current ratio-----
Operating profit margin11.3 %11.9 %2.3 %47.5 %16.3 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID1927086-0
VAT IDFI19270860
EU IDFIFPRO.1927086-0
MunicipalityJakobstad
Current registered entries
2004-11-01VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
2004-11-01VAT-liable for business activity in Tax Administration (VAT Register)
2004-11-01Registered in Tax Administration (Prepayment Register)
2004-11-01Registered in Tax Administration (Tax Administration)
2004-11-12Registered in Patent and Registration Office (Trade Register)

Responsible people

Public role relationships materialized from source observations.

Pelkonen Toni PetteriToimitusjohtajaSources: 6 · Confidence: 78%
Pelkonen Toni PetteriVarsinainen jäsenSources: 3 · Confidence: 78%
Mattila Niko JuhaniVarajäsenSources: 2 · Confidence: 78%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodOy Aspel-Invest Ab
Grade unchangedA3 · new analysis 2026-10-19
Model score73/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
4 comparable periods
RevenueDeteriorating · 2 consecutive periods
ProfitabilityVolatile
SolvencyImproving
LiquidityNot enough history
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
279 peers
Solvency39%
Below 61% of peers
Profitability56%
Better than 56% of peers
Revenue growth14%
Below 86% of peers
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Company context reduces the weight of an isolated financial signal
Risk factors to note
  • Sharp year-over-year revenue drop
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessments
A3
2026-10-1973/100 · v0.15
A3 → A3 · -1 points
  • Evidence quality: Strong financial evidence → Usable financial evidence.
A3
2026-09-1874/100 · v0.14
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-10-19
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskmedium
53/100

Industry context is medium based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 21 years of registry continuity.

Registry and status signalsVakaa
80/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
19 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
18 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.

Registry timeline

Trade register notifications shown on a timeline.

19 register eventsLatest event: 2026-05-17

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-16.

This company profile has not been claimed yet

Oy Aspel-Invest Ab shows public core facts. A company representative can claim the profile, update public information, and access owner tools.