Risk grade updatedRisk gradeEvidence verified
19 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Oy Aspen Investment Ltd
Oy Aspen Investment Ltd's registered office is Karleby. It is a limited company. The company was established on 2016-12-31. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €3,291,666 and operating profit was €234,746.
Business ID 2771249-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2771249-7
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Karleby
- Company form
- Limited company
- Registration date
- 2016-12-31
- Business ID registration date
- 2016-07-05
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Mestarintie 10, 67100, Karleby
People and decision-makers
Haapala Risto Matti JuhaniPuheenjohtaja
Haapala Anne HelenaVarsinainen jäsen
Haapala Juho MattiVarsinainen jäsen
About Oy Aspen Investment Ltd
Financial position and key figures for the company.
Oy Aspen Investment Ltd's location municipality is Karleby. It is a limited company. The company was established on 2016-12-31. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €3,291,666 and operating profit was €234,746. The latest retained financial statement for 2025-12-31 shows revenue of €3,291,666 and profit for the financial year of €195,228. Based on the latest retained statement, revenue growth was +579.8%, operating margin was +7.1%, and equity ratio was +74.9%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimialana on omistaa ja hallita arvopapereita, osuuksia ja kiinteistöjä sekä käydä niillä kauppaa.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
5
2
Combined source
Derived indicators
Revenue growth579.8%
Operating margin7.1%
Equity ratio74.9%
Balance-sheet contextLatest financial period
Inventory€852,082Previous: €1,653,220
Cash and bank€723,951Previous: €167,113
Retained earnings€1,453,771Previous: €1,613,198
Equity€1,651,499Previous: €1,591,271
Liabilities€553,300Previous: €399,270
Current assets€1,584,799Previous: €1,920,541
Current liabilities€553,300Previous: €399,270
Revenue trend5 periods
€499,896
2021-12-31
€181,005
2022-12-31
€288,981
2023-12-31
€484,216
2024-12-31
€3,291,666
2025-12-31
Operating profit (loss) trend3 periods
€86,022
2023-12-31
€69,687
2024-12-31
€234,746
2025-12-31
Profit (loss) for the financial year trend5 periods
€163,463
2021-12-31
-€152,357
2022-12-31
€79,576
2023-12-31
-€24,427
2024-12-31
€195,228
2025-12-31
Assets trend5 periods
€2,307,887
2021-12-31
€2,020,063
2022-12-31
€2,068,792
2023-12-31
€1,990,541
2024-12-31
€2,204,799
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioGood
94/100 · Declining
Current ratioGood
95/100 · Declining
Operating profit marginSatisfactory
68/100 · Declining
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 85.6 % | 90.2 % | 84.9 % | 79.9 % | 74.9 % |
| Current ratio | - | - | - | 4.56x | 2.85x |
| Operating profit margin | - | - | 29.8 % | 14.4 % | 7.1 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2771249-7
EU IDFIFPRO.2771249-7
MunicipalityKarleby
Current registered entries
2016-12-31Registered in Patent and Registration Office (Trade Register)
2017-01-01Registered in Tax Administration (Prepayment Register)
2017-01-03Registered in Tax Administration (Tax Administration)
Responsible people
Public role relationships materialized from source observations.
Haapala Risto Matti JuhaniPuheenjohtajaSources: 5 · Confidence: 78%
Peltomaa Tero Paavo JohannesTilintarkastajaSources: 2 · Confidence: 78%
Haapala Anne HelenaVarsinainen jäsenSources: 4 · Confidence: 78%
Haapala Juho MattiVarsinainen jäsenSources: 4 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodOy Aspen Investment Ltd
Grade unchangedA2 · new analysis 2026-10-19
81/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
4 comparable periodsRevenueImproving · 3 consecutive periods
Same industryDescriptive comparison – does not change the model score.
389 peersSolvency49%
Close to the peer-group midpoint
Profitability69%
Better than 69% of peers
Liquidity67%
Better than 67% of peers
Revenue growth97%
Better than 97% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings105 days after period end
110 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Coordinated deterioration across 3 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
3 assessmentsA2
2026-10-1981/100 · v0.15
A2 → A2 · -2 points- Revenue: Not enough history → Improving
- Profitability: Not enough history → Deteriorating
- Solvency: Not enough history → Deteriorating
A2
2026-09-1583/100 · v0.14
A2 → A2- Evidence quality: Registry and statistical evidence → Usable financial evidence.
A2
2026-09-1483/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-10-19
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 9 years of registry continuity.
Registry and status signalsSeurattava
74/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Registry timeline
Trade register notifications shown on a timeline.
16 register eventsLatest event: 2026-04-15
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Oy Aspen Investment Ltd shows public core facts. A company representative can claim the profile, update public information, and access owner tools.