Risk grade updatedRisk gradeEvidence verified
20 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Oy Balmoral Trade Service Ltd
Oy Balmoral Trade Service Ltd's registered office is Valkeakoski. It is a limited company. The company was established on 1995-02-01. It operates in the industry of activities of agents involved in non-specialised wholesale. In its latest retained statement for 2025-12-31, revenue was €30,518 and operating profit was -€2,450.
Business ID 0990371-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0990371-6
- Sector
- Activities of agents involved in non-specialised wholesale
- Municipality
- Valkeakoski
- Company form
- Limited company
- Registration date
- 1995-02-01
- Business ID registration date
- 1995-01-10
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Lempääläntie 12 A 3 a, 37600, Valkeakoski
Phone: +358400806055Source observation
People and decision-makers
Varho Vesa Pekka VihtoriVarsinainen jäsen
Laine Arttu JuhaVarajäsen
About Oy Balmoral Trade Service Ltd
Financial position and key figures for the company.
Oy Balmoral Trade Service Ltd's location municipality is Valkeakoski. It is a limited company. The company was established on 1995-02-01. It operates in the industry of activities of agents involved in non-specialised wholesale. In its latest retained statement for 2025-12-31, revenue was €30,518 and operating profit was -€2,450. The latest retained financial statement for 2025-12-31 shows revenue of €30,518 and profit for the financial year of -€2,450. Based on the latest retained statement, revenue growth was +33.8%, operating margin was -8.0%, and equity ratio was +53.8%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on konsultointi, yleisagentuuritoiminta sekä kaikki muu laillinen liiketoiminta.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
Combined source
Derived indicators
Revenue growth33.8%
Operating margin-8.0%
Equity ratio53.8%
Balance-sheet contextLatest financial period
Inventory€4,800Previous: €4,600
Cash and bank€158Previous: €1,128
Retained earnings€3,067Previous: €4,902
Profit before taxes-€2,450Previous: -€1,835
Equity€3,139Previous: €5,589
Liabilities€2,694Previous: €1,014
Current assets€4,959Previous: €5,728
Current liabilities€2,694Previous: €1,014
Employees0Previous: 0
Revenue trend5 periods
€9,153
2021-12-31
€39,028
2022-12-31
€14,798
2023-12-31
€22,815
2024-12-31
€30,518
2025-12-31
Operating profit (loss) trend5 periods
-€4,610
2021-12-31
-€4,498
2022-12-31
-€6,062
2023-12-31
-€1,835
2024-12-31
-€2,450
2025-12-31
Profit (loss) for the financial year trend5 periods
-€5,367
2021-12-31
-€4,495
2022-12-31
-€6,162
2023-12-31
-€1,835
2024-12-31
-€2,450
2025-12-31
Assets trend5 periods
€18,115
2021-12-31
€15,847
2022-12-31
€7,946
2023-12-31
€6,603
2024-12-31
€5,834
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioGood
67/100 · Declining
Current ratioSatisfactory
61/100 · Declining
Operating profit marginWeak
30/100 · Stable
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 99.8 % | 85.7 % | 93.4 % | 84.6 % | 53.8 % |
| Current ratio | - | - | - | 5.65x | 1.84x |
| Operating profit margin | -35.8 % | -11.5 % | -41.0 % | -8.0 % | -8.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0990371-6
VAT IDFI09903716
EU IDFIFPRO.0990371-6
MunicipalityValkeakoski
Current registered entries
1995-01-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-01-10Registered in Tax Administration (Tax Administration)
1995-02-01Registered in Patent and Registration Office (Trade Register)
1997-03-13Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Varho Vesa Pekka VihtoriVarsinainen jäsenSources: 4 · Confidence: 78%
Laine Arttu JuhaVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableOy Balmoral Trade Service Ltd
Grade unchangedB1 · new analysis 2026-10-20
67/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
4 comparable periodsRevenueImproving · 2 consecutive periods
ProfitabilityImproving
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings92 days after period end
82 days after period end
2 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Negative profitability or net result
- Losses in the latest and previous available periods
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
3 assessmentsB1
2026-10-2067/100 · v0.15
B1 → B1 · +3 points- Liquidity: Not enough history → Deteriorating
- Assessment confidence: Medium → High.
- Evidence quality: Usable financial evidence → Strong financial evidence.
B1
2026-09-1564/100 · v0.14
B1 → B1- Revenue: Improving
- Profitability: Improving
- Solvency: Deteriorating
B1
2026-09-1464/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-20
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
52/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 31 years of registry continuity.
Registry and status signalsVakaa
79/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
16 register eventsLatest event: 2026-04-02
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Oy Balmoral Trade Service Ltd shows public core facts. A company representative can claim the profile, update public information, and access owner tools.