Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
Oy Completos Finland Ltd
Oy Completos Finland Ltd's registered office is Turku. It is a limited company. The company was established on 1995-08-09. It operates in the industry of retail sale of bicycles and other sports equipment. In its latest retained statement for 2025-12-31, revenue was €763,045 and operating profit was -€44,936.
Business ID 0968505-0ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0968505-0
- Sector
- Retail sale of bicycles and other sports equipment
- Municipality
- Turku
- Company form
- Limited company
- Registration date
- 1995-08-09
- Business ID registration date
- 1994-06-03
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Parrantie 2, 20300, Turku
Phone: +35824398633Source observation
Email: [email protected]Source observation
Website: https://www.completos.fiSource observation
Instagram profile: https://www.instagram.com/completos.fiSource: company website
People and decision-makers
Iivonen Jyrki KristianToimitusjohtaja
About Oy Completos Finland Ltd
Financial position and key figures for the company.
Oy Completos Finland Ltd's location municipality is Turku. It is a limited company. The company was established on 1995-08-09. It operates in the industry of retail sale of bicycles and other sports equipment. In its latest retained statement for 2025-12-31, revenue was €763,045 and operating profit was -€44,936. The latest retained financial statement for 2025-12-31 shows revenue of €763,045 and profit for the financial year of -€61,799. Based on the latest retained statement, revenue growth was -11.4%, operating margin was -5.9%, and equity ratio was +59.5%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth-11.4%
Operating margin-5.9%
Equity ratio59.5%
Revenue€763,045-€98,068 (-11.4%) vs previous periodPrevious: €861,113
Operating profit (loss)-€44,936-€60,799 (-383.3%) vs previous periodPrevious: €15,863
Profit (loss) for the financial year-€61,799-€58,770 (-1940.2%) vs previous periodPrevious: -€3,029
Assets€252,001-€23,661 (-8.6%) vs previous periodPrevious: €275,662
Balance-sheet contextLatest financial period
Profit before taxes-€61,584Previous: -€3,094
Employees30Previous: No comparison value
Revenue trend5 periods
€1,056,937
2021-12-31
€1,022,869
2022-12-31
€976,964
2023-12-31
€861,113
2024-12-31
€763,045
2025-12-31
Operating profit (loss) trend5 periods
€50,775
2021-12-31
€33,749
2022-12-31
€22,468
2023-12-31
€15,863
2024-12-31
-€44,936
2025-12-31
Profit (loss) for the financial year trend5 periods
€29,097
2021-12-31
€13,577
2022-12-31
€3,008
2023-12-31
-€3,029
2024-12-31
-€61,799
2025-12-31
Assets trend5 periods
€276,849
2021-12-31
€280,709
2022-12-31
€295,760
2023-12-31
€275,662
2024-12-31
€252,001
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
74/100 · Declining
Current ratioWeak
2/100 · Declining
Operating profit marginWeak
35/100 · Declining
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 78.1 % | 75.4 % | 71.6 % | 76.8 % | 59.5 % |
| Current ratio | 0.26x | 0.16x | 0.25x | 0.22x | 0.05x |
| Operating profit margin | 4.8 % | 3.3 % | 2.3 % | 1.9 % | -5.9 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0968505-0
VAT IDFI09685050
EU IDFIFPRO.0968505-0
MunicipalityTurku
Current registered entries
1994-06-01Registered in Tax Administration (Employer Register)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1994-06-03Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)
1995-08-09Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Iivonen Jyrki KristianToimitusjohtajaSources: 3 · Confidence: 78%
Koivu Toni HeikkiTilintarkastajaSources: 2 · Confidence: 78%
Seppänen MónicaVarsinainen jäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorOy Completos Finland Ltd
Grade downgradedB1 → B3 · new analysis 2026-10-18
49/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
4 comparable periodsSolvencyVolatile
LiquidityStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
249 peersSolvency62%
Better than 62% of peers
Profitability13%
Below 87% of peers
Liquidity28%
Below 72% of peers
Revenue growth16%
Below 84% of peers
Supporting factors
- Strong equity ratio
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- Negative profitability or net result
- Losses in the latest and previous available periods
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB3
2026-10-1849/100 · v0.15
B1 → B3 · -17 points- Revenue: Not enough history → Deteriorating
- Profitability: Not enough history → Deteriorating
- Solvency: Not enough history → Volatile
B1
2026-09-1666/100 · v0.14
Oldest retained automatic assessment in this comparisonB3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
38/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 31 years of registry continuity.
Registry and status signalsErittäin vahva
91/100
Long registry history, recent financial statement filings, and active register markings support this signal.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
16 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Financial statements registeredFinancialEvidence verified
15 Sept 2026 · PRH / KREKFINANCIAL STATEMENTSRegistry timeline
Trade register notifications shown on a timeline.
20 register eventsLatest event: 2026-09-15
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Oy Completos Finland Ltd shows public core facts. A company representative can claim the profile, update public information, and access owner tools.