Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
Oy F Tres Ab
Oy F Tres Ab's registered office is Loviisa. It is a limited company. The company was established on 1996-12-31. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-12-31, revenue was €56,333 and operating profit was €1,365.
Business ID 1083395-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1083395-4
- Sector
- Business and other management consultancy activities
- Municipality
- Loviisa
- Company form
- Limited company
- Registration date
- 1996-12-31
- Business ID registration date
- 1997-04-11
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Aleksanterinkatu 6, 07900, Loviisa
About Oy F Tres Ab
Financial position and key figures for the company.
Oy F Tres Ab's location municipality is Loviisa. It is a limited company. The company was established on 1996-12-31. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-12-31, revenue was €56,333 and operating profit was €1,365. The latest retained financial statement for 2025-12-31 shows revenue of €56,333 and profit for the financial year of -€9,793. Based on the latest retained statement, revenue growth was +4.4%, operating margin was +2.4%, and equity ratio was -35.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
2
PRH/XBRL financial statement
Derived indicators
Revenue growth4.4%
Operating margin2.4%
Equity ratio-35.9%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €33,746
Cash and bank€2,477Previous: €730
Retained earnings-€483,741Previous: -€506,196
Equity-€491,012Previous: -€481,219
Liabilities€1,857,610Previous: €1,838,387
Current assets€6,181Previous: €3,164
Current liabilities€1,043,110Previous: €1,023,887
Revenue trend2 periods
€53,963
2024-12-31
€56,333
2025-12-31
Operating profit (loss) trend2 periods
€38,822
2024-12-31
€1,365
2025-12-31
Profit (loss) for the financial year trend2 periods
€22,454
2024-12-31
-€9,793
2025-12-31
Assets trend2 periods
€1,357,168
2024-12-31
€1,366,598
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Declining
Current ratioWeak
0/100 · Stable
Operating profit marginPassable
56/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | -35.5 % | -35.9 % |
| Current ratio | 0.00x | 0.00x |
| Operating profit margin | 44.3 % | 2.4 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1083395-4
VAT IDFI10833954
EU IDFIFPRO.1083395-4
MunicipalityLoviisa
Current registered entries
1996-12-31Registered in Patent and Registration Office (Trade Register)
1997-01-01VAT-liable for business activity in Tax Administration (VAT Register)
1997-04-09Registered in Tax Administration (Prepayment Register)
1997-04-11Registered in Tax Administration (Tax Administration)
2002-12-01VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorOy F Tres Ab
Grade unchangedB3 · new analysis 2026-10-17
47/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueStable
SolvencyStable
LiquidityStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
70 peersSolvency13%
Below 87% of peers
Profitability47%
Close to the peer-group midpoint
Liquidity21%
Below 79% of peers
Revenue growth84%
Better than 84% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings195 days after period end
179 days after period end
3 consecutive periods
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB3
2026-10-1747/100 · v0.15
B3 → B3B3
2026-09-17 05:5147/100 · v0.14
A3 → B3 · -26 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1473/100 · v0.14
A3 → A3A3
2026-09-1473/100 · v0.13
Oldest retained automatic assessment in this comparisonB3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
72/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 29 years of registry continuity.
Registry and status signalsVakaa
85/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → B3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
24 register eventsLatest event: 2026-07-14
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Oy F Tres Ab shows public core facts. A company representative can claim the profile, update public information, and access owner tools.