Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
Oy JLo Capital Ab
Oy JLo Capital Ab's registered office is Helsingfors. It is a limited company. The company was established on 2019-11-18. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-11-30, revenue was €8,286 and operating profit was -€2,935.
Business ID 3098994-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3098994-8
- Sector
- Business and other management consultancy activities
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2019-11-18
- Business ID registration date
- 2019-11-13
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kapteeninkatu 9 D 32, 00140, Helsingfors
Phone: +358407355975Source observation
People and decision-makers
Loponen Jussi IlkkaVarsinainen jäsen
Björk Belina JosefinVarajäsen
About Oy JLo Capital Ab
Financial position and key figures for the company.
Oy JLo Capital Ab's location municipality is Helsingfors. It is a limited company. The company was established on 2019-11-18. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-11-30, revenue was €8,286 and operating profit was -€2,935. The latest retained financial statement for 2025-11-30 shows revenue of €8,286 and profit for the financial year of €505,744. Based on the latest retained statement, revenue growth was -56.1%, operating margin was -37.5%, and equity ratio was +100.0%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimialana on tarjota liikkeenjohdon neuvonta- ja asiantuntijapalveluita sekä harjoittaa remontointia ja korjausrakentamista. Yhtiö voi omistaa sekä hallita kiinteää omaisuutta, arvopapereita, johdannaisia ja muita rahoitusinstrumentteja sekä harjoittaa niiden ostamista, myymistä, välittämistä sekä vuokrausta.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-11-30
0
0
Enriched source observation
Derived indicators
Revenue growth-56.1%
Operating margin-37.5%
Equity ratio100.0%
Revenue€8,286-€10,602 (-56.1%) vs previous periodPrevious: €18,888
Operating profit (loss)-€2,935-€7,436 (-165.2%) vs previous periodPrevious: €4,500
Profit (loss) for the financial year€505,744-€101,921 (-16.8%) vs previous periodPrevious: €607,665
Assets€1,967,195+€378,437 (+23.8%) vs previous periodPrevious: €1,588,759
Balance-sheet contextLatest financial period
Profit before taxes€505,775Previous: No comparison value
Employees1Previous: 1
Revenue trend5 periods
€23,500
2021-11-30
€3,354
2022-11-30
€18,629
2023-11-30
€18,888
2024-11-30
€8,286
2025-11-30
Operating profit (loss) trend5 periods
-€11,181
2021-11-30
-€5,691
2022-11-30
€3,162
2023-11-30
€4,500
2024-11-30
-€2,935
2025-11-30
Profit (loss) for the financial year trend5 periods
€220,812
2021-11-30
€354,237
2022-11-30
€502,646
2023-11-30
€607,665
2024-11-30
€505,744
2025-11-30
Assets trend5 periods
€290,691
2021-11-30
€614,054
2022-11-30
€1,091,262
2023-11-30
€1,588,759
2024-11-30
€1,967,195
2025-11-30
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
100/100 · Improving
Current ratioWeak
0/100 · Declining
Operating profit marginWeak
0/100 · Declining
Ratio history
| Ratio | 2021-11-30 | 2022-11-30 | 2023-11-30 | 2024-11-30 | 2025-11-30 |
|---|---|---|---|---|---|
| Equity ratio | 96.2 % | 100.0 % | 99.6 % | 99.9 % | 100.0 % |
| Current ratio | 26.20x | 0.00x | 170.00x | 1022.00x | 0.00x |
| Operating profit margin | 0.0 % | -200.0 % | 15.8 % | 26.3 % | -37.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3098994-8
VAT IDFI30989948
EU IDFIFPRO.3098994-8
MunicipalityHelsingfors
Current registered entries
2019-11-12VAT-liable for business activity in Tax Administration (VAT Register)
2019-11-13Registered in Tax Administration (Prepayment Register)
2019-11-18Registered in Tax Administration (Tax Administration)
2019-11-18Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Loponen Jussi IlkkaVarsinainen jäsenSources: 4 · Confidence: 78%
Björk Belina JosefinVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryOy JLo Capital Ab
Grade downgradedB1 → B2 · new analysis 2026-10-17
54/100
High
Strong financial evidenceFinancial data included
Financial development has been volatile across multiple domains.
4 comparable periodsProfitabilityVolatile
SolvencyStable
LiquidityVolatile
Same industry, size and age groupDescriptive comparison – does not change the model score.
64 peersSolvency98%
Better than 98% of peers
Profitability19%
Below 81% of peers
Liquidity17%
Below 83% of peers
Revenue growth25%
Below 75% of peers
Supporting factors
- Strong equity ratio
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Weak current ratio
- Negative profitability or net result
- Sharp year-over-year revenue drop
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB2
2026-10-1754/100 · v0.15
B1 → B2 · -11 points- Revenue: Not enough history → Deteriorating
- Profitability: Not enough history → Volatile
- Solvency: Not enough history → Stable
B1
2026-09-1765/100 · v0.14
Oldest retained automatic assessment in this comparisonB2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
72/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsSeurattava
57/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
10 register eventsLatest event: 2025-04-04
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Oy JLo Capital Ab shows public core facts. A company representative can claim the profile, update public information, and access owner tools.