Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Oy Kokkolan Matkatoimisto - Karleby Resebyrå Ab
Oy Kokkolan Matkatoimisto - Karleby Resebyrå Ab's registered office is Karleby. It is a limited company. The company was established on 1984-04-12. It operates in the industry of travel agency activities. In its latest retained statement for 2025-12-31, revenue was €3,389,084 and operating profit was €159,812.
Business ID 0562337-0ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0562337-0
- Sector
- Travel agency activities
- Municipality
- Karleby
- Company form
- Limited company
- Registration date
- 1984-04-12
- Business ID registration date
- 1984-07-09
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: TEHTAANKATU 8, 67100, Karleby
About Oy Kokkolan Matkatoimisto - Karleby Resebyrå Ab
Financial position and key figures for the company.
Oy Kokkolan Matkatoimisto - Karleby Resebyrå Ab's location municipality is Karleby. It is a limited company. The company was established on 1984-04-12. It operates in the industry of travel agency activities. In its latest retained statement for 2025-12-31, revenue was €3,389,084 and operating profit was €159,812. The latest retained financial statement for 2025-12-31 shows revenue of €3,389,084 and profit for the financial year of €125,163. Based on the latest retained statement, revenue growth was +7.7%, operating margin was +4.7%, and equity ratio was +44.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
5
2
PRH/XBRL financial statement
Derived indicators
Revenue growth7.7%
Operating margin4.7%
Equity ratio44.3%
Balance-sheet contextLatest financial period
Other operating income€226Previous: €2
Inventory€115,472Previous: €128,645
Cash and bank€414,288Previous: €245,146
Advances received€306,848Previous: €270,224
Retained earnings€166,232Previous: €109,048
Equity€299,395Previous: €209,229
Liabilities€376,388Previous: €325,643
Current assets€565,264Previous: €423,948
Current liabilities€376,388Previous: €325,643
Revenue trend2 periods
€3,148,220
2024-12-31
€3,389,084
2025-12-31
Operating profit (loss) trend2 periods
€110,655
2024-12-31
€159,812
2025-12-31
Profit (loss) for the financial year trend2 periods
€92,181
2024-12-31
€125,163
2025-12-31
Assets trend2 periods
€534,872
2024-12-31
€675,783
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioSatisfactory
47/100 · Improving
Operating profit marginSatisfactory
62/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 79.1 % | 81.2 % |
| Current ratio | 1.15x | 1.41x |
| Operating profit margin | 3.5 % | 4.7 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0562337-0
VAT IDFI05623370
EU IDFIFPRO.0562337-0
MunicipalityKarleby
Current registered entries
1984-04-12Registered in Patent and Registration Office (Trade Register)
1984-06-01Registered in Tax Administration (Employer Register)
1984-07-09Registered in Tax Administration (Tax Administration)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
2010-03-01VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodOy Kokkolan Matkatoimisto - Karleby Resebyrå Ab
Grade unchangedA2 · new analysis 2026-10-18
81/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueStable
ProfitabilityStable
SolvencyStable
LiquidityImproving
Same size nationallyDescriptive comparison – does not change the model score.
360 peersSolvency90%
Better than 90% of peers
Profitability49%
Close to the peer-group midpoint
Liquidity81%
Better than 81% of peers
Revenue growth60%
Better than 60% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings134 days after period end
132 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Active registered status
- Long registry continuity
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-10-1881/100 · v0.15
A2 → A2A2
2026-09-23 02:0881/100 · v0.14
A3 → A2 · +9 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1572/100 · v0.14
B1 → A3 · +9 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1363/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
71/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 42 years of registry continuity.
Registry and status signalsVakaa
79/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
23 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A2.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
18 register eventsLatest event: 2025-09-22
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Oy Kokkolan Matkatoimisto - Karleby Resebyrå Ab shows public core facts. A company representative can claim the profile, update public information, and access owner tools.