Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Business profile
Oy Loviisan Almintalo
Oy Loviisan Almintalo's registered office is Loviisa. It is a limited company. The company was established on 2023-09-22. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-12-31, revenue was €9,913 and operating profit was -€27,518.
Business ID 3391125-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3391125-7
- Sector
- Rental and operating of own or leased non-residential real estate
- Municipality
- Loviisa
- Company form
- Limited company
- Registration date
- 2023-09-22
- Business ID registration date
- 2023-09-19
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Brandensteininkatu 3, 07900, Loviisa
Postal address: Hermannin rantatie 2 B, 00580, Helsingfors
About Oy Loviisan Almintalo
Financial position and key figures for the company.
Oy Loviisan Almintalo's location municipality is Loviisa. It is a limited company. The company was established on 2023-09-22. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-12-31, revenue was €9,913 and operating profit was -€27,518. The latest retained financial statement for 2025-12-31 shows revenue of €9,913 and profit for the financial year of -€34,020. Based on the latest retained statement, revenue growth was +9.6%, operating margin was -277.6%, and equity ratio was -55.8%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth9.6%
Operating margin-277.6%
Equity ratio-55.8%
Balance-sheet contextLatest financial period
Inventory€1,476Previous: €1,476
Cash and bank€2,669Previous: €6,083
Retained earnings-€28,178Previous: €0
Equity-€62,198Previous: -€28,178
Liabilities€173,666Previous: €148,013
Current assets€8,565Previous: €20,857
Current liabilities€111,166Previous: €66,213
Revenue trend2 periods
€9,045
2024-12-31
€9,913
2025-12-31
Operating profit (loss) trend2 periods
-€25,643
2024-12-31
-€27,518
2025-12-31
Profit (loss) for the financial year trend2 periods
-€28,178
2024-12-31
-€34,020
2025-12-31
Assets trend2 periods
€119,835
2024-12-31
€111,468
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Declining
Current ratioWeak
1/100 · Declining
Operating profit marginWeak
0/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | -23.5 % | -55.8 % |
| Current ratio | 0.11x | 0.04x |
| Operating profit margin | -283.5 % | -277.6 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3391125-7
VAT IDFI33911257
EU IDFIFPRO.3391125-7
MunicipalityLoviisa
Current registered entries
2023-09-22Registered in Tax Administration (Tax Administration)
2023-09-22Registered in Patent and Registration Office (Trade Register)
2024-07-01VAT-liable for business activity in Tax Administration (VAT Register)
2024-12-03Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskOy Loviisan Almintalo
Grade upgradedD → C · new analysis 2026-10-17
33/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueStable
ProfitabilityImproving
LiquidityStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
69 peersSolvency9%
Below 91% of peers
Profitability3%
Below 97% of peers
Liquidity33%
Below 67% of peers
Revenue growth74%
Better than 74% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings129 days after period end
142 days after period end
2 consecutive periods
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsC
2026-10-1733/100 · v0.15
D → C · +10 points- New supporting factor: Company context reduces the weight of an isolated financial signal.
D
2026-09-19 09:0623/100 · v0.14
B2 → D · -30 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1453/100 · v0.14
B2 → B2B2
2026-09-1453/100 · v0.13
Oldest retained automatic assessment in this comparisonC
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
42/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
19 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → D.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
4 register eventsLatest event: 2026-05-09
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Oy Loviisan Almintalo shows public core facts. A company representative can claim the profile, update public information, and access owner tools.