Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Business profile
Oy Loviisan Terveyspalvelut Ab
Oy Loviisan Terveyspalvelut Ab's registered office is Loviisa. It is a limited company. The company was established on 2019-05-21. It operates in the industry of home help services for older persons and persons with disabilities. In its latest retained statement for 2022-09-30, revenue was €159,891 and operating profit was -€33,551.
Business ID 2997651-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2997651-7
- Sector
- Home help services for older persons and persons with disabilities
- Municipality
- Loviisa
- Company form
- Limited company
- Registration date
- 2019-05-21
- Business ID registration date
- 2019-04-25
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Antinkuja 4, 07920, Loviisa
About Oy Loviisan Terveyspalvelut Ab
Financial position and key figures for the company.
Oy Loviisan Terveyspalvelut Ab's location municipality is Loviisa. It is a limited company. The company was established on 2019-05-21. It operates in the industry of home help services for older persons and persons with disabilities. In its latest retained statement for 2022-09-30, revenue was €159,891 and operating profit was -€33,551. The latest retained financial statement for 2022-09-30 shows revenue of €159,891 and profit for the financial year of -€37,732. Based on the latest retained statement, revenue growth was +524.5%, operating margin was -21.0%, and equity ratio was -48.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2022-09-30
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth524.5%
Operating margin-21.0%
Equity ratio-48.2%
Balance-sheet contextLatest financial period
Cash and bank€737Previous: €10,704
Advances received€192Previous: €0
Retained earnings€47Previous: €7,199
Equity-€35,185Previous: €13,847
Liabilities€108,147Previous: €1,084
Current assets€46,014Previous: €13,300
Current liabilities€42,604Previous: €1,084
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Declining
Current ratioWeak
1/100 · Declining
Operating profit marginWeak
0/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2997651-7
VAT IDFI29976517
EU IDFIFPRO.2997651-7
MunicipalityLoviisa
Current registered entries
2019-04-25Registered in Tax Administration (Prepayment Register)
2019-05-21Registered in Tax Administration (Tax Administration)
2019-05-21Registered in Patent and Registration Office (Trade Register)
2022-06-01VAT-liable for business activity in Tax Administration (VAT Register)
2022-07-01Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskOy Loviisan Terveyspalvelut Ab
Grade unchangedD · new analysis 2026-10-18
20/100
Low
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
4976 peersSolvency6%
Below 94% of peers
Profitability4%
Below 96% of peers
Liquidity29%
Below 71% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
0 observed filingsNot available
Not available
0 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Parsed financial metrics are older than the newest reported filing
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsD
2026-10-1820/100 · v0.15
D → DD
2026-09-30 05:0320/100 · v0.14
B3 → D · -29 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2022-09-30).
- Assessment confidence: Medium → Low.
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B3
2026-09-1549/100 · v0.14
B3 → B3- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B3
2026-09-1449/100 · v0.12
Oldest retained automatic assessment in this comparisonD
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
A serious registry signal affects this grade. Review the profile registry and notification details as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
42/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 7 years of registry continuity.
Registry and status signalsSeurattava
45/100
A severity-mapped registry signal 6–12 months ago remains relevant with reduced component weight.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
30 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → D.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Registry timeline
Trade register notifications shown on a timeline.
12 register eventsLatest event: 2026-02-26
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2022-09-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-15.
This company profile has not been claimed yet
Oy Loviisan Terveyspalvelut Ab shows public core facts. A company representative can claim the profile, update public information, and access owner tools.