Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Oy Pesonen Invest Ltd.
Oy Pesonen Invest Ltd.'s registered office is Kajaani. It is a limited company. The company was established on 2025-05-16. It operates in the industry of computer consultancy and computer facilities management activities. In its latest retained statement for 2025-12-31, revenue was €66,992 and operating profit was €11,033.
Business ID 3532513-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3532513-9
- Sector
- Computer consultancy and computer facilities management activities
- Municipality
- Kajaani
- Company form
- Limited company
- Registration date
- 2025-05-16
- Business ID registration date
- 2025-05-05
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Honkirämeentie 33, 87400, Kajaani
About Oy Pesonen Invest Ltd.
Financial position and key figures for the company.
Oy Pesonen Invest Ltd.'s location municipality is Kajaani. It is a limited company. The company was established on 2025-05-16. It operates in the industry of computer consultancy and computer facilities management activities. In its latest retained statement for 2025-12-31, revenue was €66,992 and operating profit was €11,033. The latest retained financial statement for 2025-12-31 shows revenue of €66,992 and profit for the financial year of €8,795. Based on the latest retained statement, revenue growth was not currently available, operating margin was +16.5%, and equity ratio was +47.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Operating margin16.5%
Equity ratio47.2%
Balance-sheet contextLatest financial period
Cash and bank€8,768Previous: No comparison value
Equity€8,795Previous: No comparison value
Liabilities€9,838Previous: No comparison value
Current assets€18,633Previous: No comparison value
Current liabilities€9,838Previous: No comparison value
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioSatisfactory
59/100 · Trend unavailable
Current ratioPassable
30/100 · Trend unavailable
Operating profit marginGood
91/100 · Trend unavailable
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3532513-9
VAT IDFI35325139
EU IDFIFPRO.3532513-9
MunicipalityKajaani
Current registered entries
2025-05-05VAT-liable for business activity in Tax Administration (VAT Register)
2025-05-05Registered in Tax Administration (Prepayment Register)
2025-05-16Registered in Tax Administration (Tax Administration)
2025-05-16Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableOy Pesonen Invest Ltd.
Grade unchangedB1 · new analysis 2026-10-18
66/100
Medium
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
35 peersSolvency43%
Below 57% of peers
Profitability60%
Better than 60% of peers
Liquidity49%
Close to the peer-group midpoint
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings238 days after period end
238 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Active registered status
Risk factors to note
- Weak current ratio
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1866/100 · v0.15
B1 → B1B1
2026-10-05 15:0166/100 · v0.14
C → B1 · +28 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
C
2026-09-1538/100 · v0.14
B3 → C · -11 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B3
2026-09-1449/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
49/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityNuori
10/100
The company has about 1 years of registry continuity.
Registry and status signalsRajallinen
31/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
5 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C → B1.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Financial statement availableFinancialEvidence verified
26 Aug 2026 · PRH / XBRLFinancial period ends 2025-12-31.Registry timeline
Trade register notifications shown on a timeline.
2 register eventsLatest event: 2025-05-16
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Oy Pesonen Invest Ltd. shows public core facts. A company representative can claim the profile, update public information, and access owner tools.