Risk grade updatedRisk gradeEvidence verified
18 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B1.Business profile
Oy Pitoyhtiö Ab
Oy Pitoyhtiö Ab's registered office is Helsingfors. It is a limited company. The company was established on 2023-11-15. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €800 and operating profit was -€373.
Business ID 3404867-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3404867-8
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2023-11-15
- Business ID registration date
- 2023-11-10
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Lavakatu 10 E 126, 00240, Helsingfors
People and decision-makers
Huikuri Joona Niklas IlmariVarsinainen jäsen
Räisänen Jesse Niko OlaviVarajäsen
About Oy Pitoyhtiö Ab
Financial position and key figures for the company.
Oy Pitoyhtiö Ab's location municipality is Helsingfors. It is a limited company. The company was established on 2023-11-15. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €800 and operating profit was -€373. The latest retained financial statement for 2025-12-31 shows revenue of €800 and profit for the financial year of -€400. Based on the latest retained statement, revenue growth was not currently available, operating margin was -46.5%, and equity ratio was +100.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
Combined source
Derived indicators
Operating margin-46.5%
Equity ratio100.0%
Balance-sheet contextLatest financial period
Cash and bank€79Previous: €11
Retained earnings-€1,425Previous: €0
Equity€82Previous: €12
Current assets€82Previous: €11
Revenue trend2 periods
€0
2024-12-31
€800
2025-12-31
Operating profit (loss) trend2 periods
-€1,425
2024-12-31
-€373
2025-12-31
Profit (loss) for the financial year trend2 periods
-€1,425
2024-12-31
-€400
2025-12-31
Assets trend2 periods
€12
2024-12-31
€82
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioGood
100/100 · Stable
Current ratioWeak
0/100 · Stable
Operating profit marginWeak
0/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 100.0 % | 100.0 % |
| Current ratio | 0.00x | 0.00x |
| Operating profit margin | 0.0 % | -46.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3404867-8
EU IDFIFPRO.3404867-8
MunicipalityHelsingfors
Current registered entries
2023-11-15Registered in Patent and Registration Office (Trade Register)
2023-11-27Registered in Tax Administration (Tax Administration)
Responsible people
Public role relationships materialized from source observations.
Huikuri Joona Niklas IlmariVarsinainen jäsenSources: 2 · Confidence: 78%
Räisänen Jesse Niko OlaviVarajäsenSources: 1 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableOy Pitoyhtiö Ab
Grade upgradedB2 → B1 · new analysis 2026-09-18
60/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
LiquidityNot enough history
Same size nationallyDescriptive comparison – does not change the model score.
132 peersSolvency98%
Better than 98% of peers
Profitability15%
Below 85% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings34 days after period end
54 days after period end
2 consecutive periods
Supporting factors
- Strong equity ratio
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Negative profitability or net result
- Losses in the latest and previous available periods
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-09-18 09:4660/100 · v0.14
B2 → B1 · +4 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1456/100 · v0.14
B2 → B2B2
2026-09-1456/100 · v0.13
B2 → B2- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1356/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-09-18
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityNuori
15/100
The company has about 2 years of registry continuity.
Registry and status signalsRajallinen
34/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
4 register eventsLatest event: 2026-02-03
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Oy Pitoyhtiö Ab shows public core facts. A company representative can claim the profile, update public information, and access owner tools.