Risk grade updatedRisk gradeEvidence verified
27 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.Business profile
Oy Roach Ab
Oy Roach Ab's registered office is Vaasa. It is a limited company. The company was established on 1981-10-29. It operates in the industry of wholesale of clothing. In its latest retained statement for 2025-10-31, revenue was €1,057,272 and operating profit was €42,173.
Business ID 0427904-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0427904-5
- Sector
- Wholesale of clothing
- Municipality
- Vaasa
- Company form
- Limited company
- Registration date
- 1981-10-29
- Business ID registration date
- 1981-10-05
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Tiilitehtaankatu 45, 65100, Vaasa
Postal address: P.O. Box 207, 65101, Vaasa
Phone: +358505586002Source observation
Email: [email protected]Source observation
Website: https://www.roach.fiSource observation
People and decision-makers
Carp Simon ChristofferToimitusjohtaja
About Oy Roach Ab
Financial position and key figures for the company.
Oy Roach Ab's location municipality is Vaasa. It is a limited company. The company was established on 1981-10-29. It operates in the industry of wholesale of clothing. In its latest retained statement for 2025-10-31, revenue was €1,057,272 and operating profit was €42,173. The latest retained financial statement for 2025-10-31 shows revenue of €1,057,272 and profit for the financial year of €33,159. Based on the latest retained statement, revenue growth was +2.4%, operating margin was +4.0%, and equity ratio was +48.1%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-10-31
4
2
Combined source
Derived indicators
Revenue growth2.4%
Operating margin4.0%
Equity ratio48.1%
Balance-sheet contextLatest financial period
Inventory€66,301Previous: €50,948
Cash and bank€13,003Previous: €15,080
Retained earnings€103,539Previous: €67,712
Profit before taxes€41,486Previous: €56,176
Equity€140,062Previous: €116,103
Liabilities€151,035Previous: €132,254
Current assets€194,658Previous: €158,670
Current liabilities€151,035Previous: €119,081
Employees6Previous: 5
Revenue trend5 periods
€653,589
2021-10-31
€911,062
2022-10-31
€963,674
2023-10-31
€1,033,019
2024-10-31
€1,057,272
2025-10-31
Operating profit (loss) trend5 periods
€381,445
2021-10-31
€32,372
2022-10-31
€54,187
2023-10-31
€60,623
2024-10-31
€42,173
2025-10-31
Profit (loss) for the financial year trend5 periods
€1,078
2021-10-31
€23,988
2022-10-31
€38,352
2023-10-31
€45,028
2024-10-31
€33,159
2025-10-31
Assets trend5 periods
€168,000
2021-10-31
€192,137
2022-10-31
€265,195
2023-10-31
€248,357
2024-10-31
€291,097
2025-10-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioSatisfactory
60/100 · Improving
Current ratioPassable
27/100 · Declining
Operating profit marginSatisfactory
60/100 · Declining
Ratio history
| Ratio | 2021-10-31 | 2022-10-31 | 2023-10-31 | 2024-10-31 | 2025-10-31 |
|---|---|---|---|---|---|
| Equity ratio | 11.4 % | 21.9 % | 29.1 % | 46.7 % | 48.1 % |
| Current ratio | 0.42x | 0.47x | 0.73x | 0.86x | 0.82x |
| Operating profit margin | 0.6 % | 3.5 % | 5.6 % | 5.9 % | 4.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0427904-5
VAT IDFI04279045
EU IDFIFPRO.0427904-5
MunicipalityVaasa
Current registered entries
1981-10-05Registered in Tax Administration (Tax Administration)
1981-10-29Registered in Patent and Registration Office (Trade Register)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
2013-10-01Registered in Tax Administration (Employer Register)
Responsible people
Public role relationships materialized from source observations.
Carp Simon ChristofferToimitusjohtajaSources: 3 · Confidence: 78%
Wiklund Stefan Rolf AxelTilintarkastajaSources: 2 · Confidence: 78%
Carp-Seppänen Sabina VictoriaVarajäsenSources: 2 · Confidence: 78%
Carp Simon ChristofferVarsinainen jäsenSources: 1 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodOy Roach Ab
Grade upgradedB1 → A3 · new analysis 2026-09-27
70/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueStable
ProfitabilityStable
SolvencyStable
LiquidityStable
Same size nationallyDescriptive comparison – does not change the model score.
95 peersSolvency62%
Better than 62% of peers
Profitability41%
Below 59% of peers
Liquidity55%
Better than 55% of peers
Revenue growth54%
Close to the peer-group midpoint
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings145 days after period end
141 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA3
2026-09-27 23:3870/100 · v0.14
B1 → A3 · +4 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-10-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1566/100 · v0.14
B1 → B1 · +6 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1460/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-09-27
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
45/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 44 years of registry continuity.
Registry and status signalsVakaa
83/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
18 register eventsLatest event: 2026-03-25
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2025-10-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Oy Roach Ab shows public core facts. A company representative can claim the profile, update public information, and access owner tools.