Risk grade updatedRisk gradeEvidence verified
20 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Oy Santa Margarita SA
Oy Santa Margarita SA's registered office is Lappeenranta. It is a limited company. The company was established on 2004-02-05. It operates in the industry of computer programming activities. In its latest retained statement for 2025-12-31, revenue was €471,211 and operating profit was €6,487.
Business ID 1876834-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1876834-1
- Sector
- Computer programming activities
- Municipality
- Lappeenranta
- Company form
- Limited company
- Registration date
- 2004-02-05
- Business ID registration date
- 2004-01-27
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Laserkatu 6, 53850, Lappeenranta
Phone: +358405277592Source observation
Email: [email protected]Source observation
Website: https://www.santamargarita.fiSource observation
E-invoice address: 003718768341 · Operator: MaventaSource: company website
People and decision-makers
Lehtola Kari JuhaniToimitusjohtaja
Email: Email available for logged-in usersSource: company website
Direct contact details available for logged-in usersSome person-level contact details are shown only to registered users. The data is based on public sources, such as the company's own website.Log in to view decision-maker contact details
About Oy Santa Margarita SA
Financial position and key figures for the company.
Oy Santa Margarita SA's location municipality is Lappeenranta. It is a limited company. The company was established on 2004-02-05. It operates in the industry of computer programming activities. In its latest retained statement for 2025-12-31, revenue was €471,211 and operating profit was €6,487. The latest retained financial statement for 2025-12-31 shows revenue of €471,211 and profit for the financial year of €3,618. Based on the latest retained statement, revenue growth was +45.8%, operating margin was +1.4%, and equity ratio was +55.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth45.8%
Operating margin1.4%
Equity ratio55.3%
Revenue€471,211+€148,033 (+45.8%) vs previous periodPrevious: €323,178
Operating profit (loss)€6,487-€26,552 (-80.4%) vs previous periodPrevious: €33,038
Profit (loss) for the financial year€3,618-€26,360 (-87.9%) vs previous periodPrevious: €29,978
Assets€199,498-€119,590 (-37.5%) vs previous periodPrevious: €319,088
Balance-sheet contextLatest financial period
Profit before taxes€3,618Previous: €29,978
Employees5Previous: 6
Revenue trend5 periods
€385,344
2021-12-31
€381,438
2022-12-31
€190,837
2023-12-31
€323,178
2024-12-31
€471,211
2025-12-31
Operating profit (loss) trend5 periods
€14,755
2021-12-31
€63,301
2022-12-31
-€41,740
2023-12-31
€33,038
2024-12-31
€6,487
2025-12-31
Profit (loss) for the financial year trend5 periods
€11,127
2021-12-31
€59,794
2022-12-31
-€43,396
2023-12-31
€29,978
2024-12-31
€3,618
2025-12-31
Assets trend5 periods
€183,559
2021-12-31
€197,177
2022-12-31
€206,151
2023-12-31
€319,088
2024-12-31
€199,498
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
69/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginPassable
53/100 · Declining
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 41.9 % | 66.2 % | 37.2 % | 33.4 % | 55.3 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 3.5 % | 16.6 % | -21.9 % | 10.2 % | 1.4 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1876834-1
VAT IDFI18768341
EU IDFIFPRO.1876834-1
MunicipalityLappeenranta
Current registered entries
2004-01-13VAT-liable for business activity in Tax Administration (VAT Register)
2004-01-26Registered in Tax Administration (Prepayment Register)
2004-01-29Registered in Tax Administration (Tax Administration)
2004-02-05Registered in Patent and Registration Office (Trade Register)
2004-04-01Registered in Tax Administration (Employer Register)
Responsible people
Public role relationships materialized from source observations.
Direct contact details available for logged-in users.
Lehtola Kari JuhaniToimitusjohtajaSources: 6 · Confidence: 78%
Lehtola Kari JuhaniVarsinainen jäsenSources: 2 · Confidence: 78%
Lehtola Mervi TuulikkiVarajäsenSources: 2 · Confidence: 78%
Waris Pasi JuhaniTilintarkastajaSources: 2 · Confidence: 78%
Päivi Johanna VärjäVaratilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodOy Santa Margarita SA
Grade unchangedA3 · new analysis 2026-10-20
71/100
Medium
Usable financial evidenceFinancial data included
Several key financial indicators show coordinated recovery.
4 comparable periodsRevenueImproving · 2 consecutive periods
ProfitabilityVolatile
SolvencyImproving
LiquidityNot enough history
Same size nationallyDescriptive comparison – does not change the model score.
1006 peersSolvency54%
Close to the peer-group midpoint
Profitability29%
Below 71% of peers
Revenue growth88%
Better than 88% of peers
Supporting factors
- Strong equity ratio
- Coordinated recovery across 2 financial domains
- Active registered status
Risk factors to note
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA3
2026-10-2071/100 · v0.15
A3 → A3 · -1 points- Evidence quality: Strong financial evidence → Usable financial evidence.
A3
2026-10-0472/100 · v0.14
Oldest retained automatic assessment in this comparisonA3
2026-10-20
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
49/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 22 years of registry continuity.
Registry and status signalsVakaa
83/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
4 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
17 register eventsLatest event: 2026-07-09
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Oy Santa Margarita SA shows public core facts. A company representative can claim the profile, update public information, and access owner tools.