Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Oy T Holman-Yhtiö Ab
Oy T Holman-Yhtiö Ab's registered office is Tervalampi. It is a limited company. The company was established on 1995-02-22. It operates in the industry of wholesale of other electrical household appliances. In its latest retained statement for 2026-03-31, revenue was €31,619 and operating profit was €11,892.
Business ID 0999539-0ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0999539-0
- Sector
- Wholesale of other electrical household appliances
- Municipality
- Tervalampi
- Company form
- Limited company
- Registration date
- 1995-02-22
- Business ID registration date
- 1995-03-23
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Ojalantie 95, 03220, Tervalampi
Phone: +35892410075Source observation
Website: https://www.4pets.fiSource observation
People and decision-makers
Holman Keijo Tomi CayToimitusjohtaja
About Oy T Holman-Yhtiö Ab
Financial position and key figures for the company.
Oy T Holman-Yhtiö Ab's location municipality is Tervalampi. It is a limited company. The company was established on 1995-02-22. It operates in the industry of wholesale of other electrical household appliances. In its latest retained statement for 2026-03-31, revenue was €31,619 and operating profit was €11,892. The latest retained financial statement for 2026-03-31 shows revenue of €31,619 and profit for the financial year of €11,796. Based on the latest retained statement, revenue growth was +10.5%, operating margin was +37.6%, and equity ratio was +96.5%.
Auxiliary business names
Public alternate names materialized from source observations.
ELÄINKAUPPA 4 PETSEläintarvike 4 pets
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on siivous ja ikkunanpesupalvelujen tuottaminen sekä alaan liittyvien teknokemian tuotteiden ja laitteiden maahantuonti, myynti, markkinointi ja valmistus. Eläinten ja eläintarvikealaan liittyvien tuotteiden maahantuonti, vähittäis- ja tukkumyynti, markkinointi ja valmistus. Koriste ja teknisten valaisimien, sähkötarvikkeiden ja sähköalaan liittyvien laitteiden ja komponenttien ja lahja- sekä koriste-esineiden maahantuonti, vähittäis- ja tukkumyynti, markkinointi agentuuritoiminta ja valmistus. Yhtiöllä on myös oikeus omistaa kiinteistöjä, asuntoja sekä muita osakkeita sekä käydä kauppaa niillä.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-03-31
4
2
Combined source
Derived indicators
Revenue growth10.5%
Operating margin37.6%
Equity ratio96.5%
Balance-sheet contextLatest financial period
Cash and bank€20,885Previous: €9,495
Retained earnings€911Previous: -€5,876
Profit before taxes€11,796Previous: €6,787
Equity€21,116Previous: €9,320
Liabilities€759Previous: €758
Current assets€21,875Previous: €9,980
Current liabilities€759Previous: €758
Employees1Previous: 1
Revenue trend6 periods
€39,000
2021-12-31
€38,703
2022-03-31
€33,698
2023-03-31
€32,578
2024-03-31
€28,625
2025-03-31
€31,619
2026-03-31
Operating profit (loss) trend6 periods
€1,000
2021-12-31
€1,267
2022-03-31
-€162
2023-03-31
-€1,673
2024-03-31
€6,890
2025-03-31
€11,892
2026-03-31
Profit (loss) for the financial year trend6 periods
€2,000
2021-12-31
€1,633
2022-03-31
-€603
2023-03-31
-€2,216
2024-03-31
€6,787
2025-03-31
€11,796
2026-03-31
Assets trend6 periods
€5,000
2021-12-31
€5,433
2022-03-31
€15,990
2023-03-31
€5,264
2024-03-31
€10,078
2025-03-31
€21,875
2026-03-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioGood
100/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2021-12-31 | 2022-03-31 | 2023-03-31 | 2024-03-31 | 2025-03-31 | 2026-03-31 |
|---|---|---|---|---|---|---|
| Equity ratio | 100.0 % | 29.7 % | 48.1 % | 92.5 % | 95.5 % | 96.5 % |
| Current ratio | 0.00x | 2.37x | 1.88x | 13.20x | 22.00x | 27.53x |
| Operating profit margin | 2.6 % | -0.5 % | -5.1 % | 24.1 % | 37.5 % | 37.6 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0999539-0
VAT IDFI09995390
EU IDFIFPRO.0999539-0
MunicipalityTervalampi
Current registered entries
1995-01-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-02-22Registered in Patent and Registration Office (Trade Register)
1995-03-23Registered in Tax Administration (Tax Administration)
1995-05-01Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Holman Keijo Tomi CayToimitusjohtajaSources: 3 · Confidence: 78%
Holman Keijo Tomi CayVarsinainen jäsenSources: 2 · Confidence: 78%
Seppo OksanenHallitus: varajäsenSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodOy T Holman-Yhtiö Ab
Grade unchangedA2 · new analysis 2026-10-17
88/100
High
Strong financial evidenceFinancial data included
Several key financial indicators show coordinated recovery.
4 comparable periodsRevenueVolatile
ProfitabilityImproving
SolvencyStable
LiquidityImproving · 3 consecutive periods
Same industry, size and age groupDescriptive comparison – does not change the model score.
84 peersSolvency79%
Better than 79% of peers
Profitability92%
Better than 92% of peers
Liquidity95%
Better than 95% of peers
Revenue growth87%
Better than 87% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings59 days after period end
139 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-10-1788/100 · v0.15
A2 → A2 · +2 points- Revenue: Improving → Volatile
- New supporting factor: Coordinated recovery across 2 financial domains.
- Supporting factor cleared: Coordinated recovery across 3 financial domains.
A2
2026-09-19 18:5686/100 · v0.14
B1 → A2 · +22 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-03-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1464/100 · v0.14
B1 → B1B1
2026-09-1464/100 · v0.13
Oldest retained automatic assessment in this comparisonA2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
45/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 31 years of registry continuity.
Registry and status signalsVakaa
78/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
19 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
15 register eventsLatest event: 2026-05-29
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2026-03-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-03.
This company profile has not been claimed yet
Oy T Holman-Yhtiö Ab shows public core facts. A company representative can claim the profile, update public information, and access owner tools.