Business profile

Oy Taivalsaari

Oy Taivalsaari's registered office is Jyväskylä. It is a limited company. The company was established on 1993-03-10. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €18,578 and operating profit was €33,156.

Claim profileContact details
Business ID 0914514-2ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
0914514-2
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Jyväskylä
Company form
Limited company
Registration date
1993-03-10
Business ID registration date
1993-01-25
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: KAUPPAKATU 27, 40100, Jyväskylä

Postal address: KAUPPAKATU 29-31, 40100, Jyväskylä

About Oy Taivalsaari

Financial position and key figures for the company.

Oy Taivalsaari's location municipality is Jyväskylä. It is a limited company. The company was established on 1993-03-10. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €18,578 and operating profit was €33,156. The latest retained financial statement for 2025-12-31 shows revenue of €18,578 and profit for the financial year of €28,547. Based on the latest retained statement, revenue growth was +1.0%, operating margin was +178.5%, and equity ratio was +68.1%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods2
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth1.0%
Operating margin178.5%
Equity ratio68.1%
Revenue€18,578+€184 (+1.0%) vs previous periodPrevious: €18,394
Operating profit (loss)€33,156+€4,536 (+15.8%) vs previous periodPrevious: €28,620
Profit (loss) for the financial year€28,547-€1,484 (-4.9%) vs previous periodPrevious: €30,031
Assets€261,037+€29,675 (+12.8%) vs previous periodPrevious: €231,362
Balance-sheet contextLatest financial period
Inventory€188,169Previous: €162,220
Cash and bank€66,182Previous: €62,388
Retained earnings€65,201Previous: €55,170
Equity€177,842Previous: €169,295
Liabilities€83,195Previous: €62,067
Current assets€254,351Previous: €224,676
Current liabilities€83,195Previous: €62,067
Operating profit (loss) trend2 periods
€9,200
2024-12-31
€33,156
2025-12-31
Profit (loss) for the financial year trend2 periods
€27,679
2024-12-31
€28,547
2025-12-31
Assets trend2 periods
€249,010
2024-12-31
€261,037
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
85/100 · Improving
68.1 %2024-12-31: 67.0 %
Current ratioGood
100/100 · Improving
3.06x2024-12-31: 2.95x
Operating profit marginGood
100/100 · Improving
178.5 %2024-12-31: 155.6 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio67.0 %68.1 %
Current ratio2.95x3.06x
Operating profit margin-178.5 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID0914514-2
EU IDFIFPRO.0914514-2
MunicipalityJyväskylä
Current registered entries
1993-01-25Registered in Tax Administration (Tax Administration)
1993-03-10Registered in Patent and Registration Office (Trade Register)
1995-03-01Registered in Tax Administration (Prepayment Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A1
ExcellentOy Taivalsaari
Grade upgradedA3 → A1 · new analysis 2026-09-23
Model score90/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
2 comparable periods
RevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
LiquidityStable
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
264 peers
Solvency56%
Better than 56% of peers
Profitability100%
Better than 100% of peers
Liquidity80%
Better than 80% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings
Latest registration lag55 days after period end
Typical registration lag78 days after period end
Annual continuity2 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Healthy short-term liquidity
Risk factors to note

No material separate warning signals.

Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
A1
2026-09-23 16:0090/100 · v0.14
A3 → A1 · +14 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1576/100 · v0.14
B1 → A3 · +10 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1366/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA1
Automatic model snapshot2026-09-23
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

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Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityVakiintunut
90/100

The company has about 33 years of registry continuity.

Registry and status signalsVakaa
81/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
23 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A1.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

17 register eventsLatest event: 2026-02-24

Financial statements availability

Available financial statement periods and PRH source filings.

2 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Oy Taivalsaari shows public core facts. A company representative can claim the profile, update public information, and access owner tools.