Risk grade updatedRisk gradeEvidence verified
4 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.Business profile
Oy Termec Service Ltd
Oy Termec Service Ltd's registered office is Laihia. It is a limited company. The company was established on 1989-04-05. It operates in the industry of manufacture of metal structures and parts of structures. In its latest retained statement for 2026-04-30, revenue was €35,123 and operating profit was €766.
Business ID 0702221-0ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0702221-0
- Sector
- Manufacture of metal structures and parts of structures
- Municipality
- Laihia
- Company form
- Limited company
- Registration date
- 1989-04-05
- Business ID registration date
- 1988-05-25
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Hallintie 20, 66400, Laihia
About Oy Termec Service Ltd
Financial position and key figures for the company.
Oy Termec Service Ltd's location municipality is Laihia. It is a limited company. The company was established on 1989-04-05. It operates in the industry of manufacture of metal structures and parts of structures. In its latest retained statement for 2026-04-30, revenue was €35,123 and operating profit was €766. The latest retained financial statement for 2026-04-30 shows revenue of €35,123 and profit for the financial year of €766. Based on the latest retained statement, revenue growth was +83.2%, operating margin was +2.2%, and equity ratio was +95.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-04-30
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth83.2%
Operating margin2.2%
Equity ratio95.7%
Balance-sheet contextLatest financial period
Inventory€3,000Previous: €3,000
Cash and bank€333Previous: €2,269
Retained earnings-€3,469Previous: -€161
Equity€7,388Previous: €6,622
Liabilities€335Previous: €1,777
Current assets€6,597Previous: €6,898
Current liabilities€335Previous: €1,777
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginPassable
55/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0702221-0
VAT IDFI07022210
EU IDFIFPRO.0702221-0
MunicipalityLaihia
Current registered entries
1988-05-25Registered in Tax Administration (Tax Administration)
1989-04-05Registered in Patent and Registration Office (Trade Register)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodOy Termec Service Ltd
Grade unchangedA3 · new analysis 2026-10-17
73/100
Medium
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
1401 peersSolvency85%
Better than 85% of peers
Profitability53%
Close to the peer-group midpoint
Liquidity92%
Better than 92% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings124 days after period end
124 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1773/100 · v0.15
A3 → A3A3
2026-10-04 04:2173/100 · v0.14
B1 → A3 · +10 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-04-30).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1563/100 · v0.14
B2 → B1 · +5 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1458/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
31/100
Industry context is high based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 37 years of registry continuity.
Registry and status signalsVakaa
86/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
20 register eventsLatest event: 2026-09-01
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2026-04-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-03.
This company profile has not been claimed yet
Oy Termec Service Ltd shows public core facts. A company representative can claim the profile, update public information, and access owner tools.