Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Oy TopCargo Ltd
Oy TopCargo Ltd's registered office is Varkaus. It is a limited company. The company was established on 2019-08-15. It operates in the industry of freight transport by road. In its latest retained statement for 2025-06-30, revenue was €247,670 and operating profit was €21,910.
Business ID 3018132-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3018132-4
- Sector
- Freight transport by road
- Municipality
- Varkaus
- Company form
- Limited company
- Registration date
- 2019-08-15
- Business ID registration date
- 2019-08-14
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Oravatie 14, 78500, Varkaus
Phone: +358400681819Source observation
People and decision-makers
Puustinen Asko JuhaniPuheenjohtaja
Puustinen Tanja Satu MariaVarsinainen jäsen
Puustinen Alex JuhaniVarajäsen
About Oy TopCargo Ltd
Financial position and key figures for the company.
Oy TopCargo Ltd's location municipality is Varkaus. It is a limited company. The company was established on 2019-08-15. It operates in the industry of freight transport by road. In its latest retained statement for 2025-06-30, revenue was €247,670 and operating profit was €21,910. The latest retained financial statement for 2025-06-30 shows revenue of €247,670 and profit for the financial year of €10,733. Based on the latest retained statement, revenue growth was +40.5%, operating margin was +8.8%, and equity ratio was +38.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-06-30
4
2
Combined source
Derived indicators
Revenue growth40.5%
Operating margin8.8%
Equity ratio38.0%
Balance-sheet contextLatest financial period
Cash and bank€9,935Previous: €11,501
Retained earnings€2,858Previous: €7,285
Profit before taxes€13,261Previous: -€4,427
Equity€13,591Previous: €2,858
Liabilities€22,139Previous: €20,413
Current assets€29,013Previous: €15,408
Current liabilities€13,953Previous: €8,926
Employees1Previous: 1
Revenue trend5 periods
€121,779
2021-06-30
€143,013
2022-06-30
€72,739
2023-06-30
€176,226
2024-06-30
€247,670
2025-06-30
Operating profit (loss) trend3 periods
€250
2021-06-30
-€1,529
2024-06-30
€21,910
2025-06-30
Profit (loss) for the financial year trend5 periods
€168
2021-06-30
€3,818
2022-06-30
-€1,107
2023-06-30
-€4,427
2024-06-30
€10,733
2025-06-30
Assets trend5 periods
€5,049
2021-06-30
€13,812
2022-06-30
€28,855
2023-06-30
€23,271
2024-06-30
€35,730
2025-06-30
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioSatisfactory
48/100 · Improving
Current ratioPassable
24/100 · Declining
Operating profit marginSatisfactory
72/100 · Improving
Ratio history
| Ratio | 2021-06-30 | 2022-06-30 | 2023-06-30 | 2024-06-30 | 2025-06-30 |
|---|---|---|---|---|---|
| Equity ratio | 103.1 % | 65.3 % | 27.4 % | 12.3 % | 38.0 % |
| Current ratio | - | - | - | 1.29x | 0.71x |
| Operating profit margin | 0.2 % | - | - | -0.9 % | 8.8 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3018132-4
VAT IDFI30181324
EU IDFIFPRO.3018132-4
MunicipalityVarkaus
Current registered entries
2019-08-15Registered in Tax Administration (Tax Administration)
2019-08-15Registered in Patent and Registration Office (Trade Register)
2019-09-01VAT-liable for business activity in Tax Administration (VAT Register)
2019-09-01Registered in Tax Administration (Prepayment Register)
2025-02-01Registered in Tax Administration (Employer Register)
Responsible people
Public role relationships materialized from source observations.
Puustinen Asko JuhaniPuheenjohtajaSources: 5 · Confidence: 78%
Puustinen Tanja Satu MariaVarsinainen jäsenSources: 4 · Confidence: 78%
Puustinen Alex JuhaniVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableOy TopCargo Ltd
Grade unchangedB1 · new analysis 2026-10-15
67/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueImproving · 2 consecutive periods
ProfitabilityImproving
SolvencyVolatile
Same industry, size and age groupDescriptive comparison – does not change the model score.
114 peersSolvency50%
Close to the peer-group midpoint
Profitability80%
Better than 80% of peers
Liquidity75%
Better than 75% of peers
Revenue growth95%
Better than 95% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings136 days after period end
123 days after period end
4 consecutive periods
Supporting factors
- Strong operating profitability
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB1
2026-10-15 02:1567/100 · v0.14
B1 → B1 · -1 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-06-30).
- Assessment confidence: Medium → High.
- Evidence quality: Usable financial evidence → Strong financial evidence.
B1
2026-09-1568/100 · v0.14
B1 → B1- Revenue: Improving
- Profitability: Improving
- Solvency: Volatile
B1
2026-09-1468/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-15
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
32/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 7 years of registry continuity.
Registry and status signalsSeurattava
64/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
12 register eventsLatest event: 2025-11-13
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2025-06-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Oy TopCargo Ltd shows public core facts. A company representative can claim the profile, update public information, and access owner tools.