Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Oy TopCargo Ltd
Oy TopCargo Ltd's registered office is Varkaus. It is a limited company. The company was established on 2019-08-15. It operates in the industry of freight transport by road. In its latest retained statement for 2026-06-30, revenue was €232,286 and operating profit was €11,132.
Business ID 3018132-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3018132-4
- Sector
- Freight transport by road
- Municipality
- Varkaus
- Company form
- Limited company
- Registration date
- 2019-08-15
- Business ID registration date
- 2019-08-14
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Oravatie 14, 78500, Varkaus
Phone: +358400681819Source observation
People and decision-makers
Puustinen Asko JuhaniPuheenjohtaja
Puustinen Tanja Satu MariaVarsinainen jäsen
Puustinen Alex JuhaniVarajäsen
About Oy TopCargo Ltd
Financial position and key figures for the company.
Oy TopCargo Ltd's location municipality is Varkaus. It is a limited company. The company was established on 2019-08-15. It operates in the industry of freight transport by road. In its latest retained statement for 2026-06-30, revenue was €232,286 and operating profit was €11,132. The latest retained financial statement for 2026-06-30 shows revenue of €232,286 and profit for the financial year of €4,062. Based on the latest retained statement, revenue growth was -6.2%, operating margin was +4.8%, and equity ratio was +42.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-06-30
5
5
Combined source
Derived indicators
Revenue growth-6.2%
Operating margin4.8%
Equity ratio42.7%
Balance-sheet contextLatest financial period
Other operating income€1,407Previous: €0
Cash and bank€23,307Previous: €9,935
Retained earnings€13,591Previous: €2,858
Equity€17,652Previous: €13,591
Liabilities€23,714Previous: €22,139
Current assets€36,330Previous: €29,013
Current liabilities€19,709Previous: €13,953
Revenue trend6 periods
€121,779
2021-06-30
€143,013
2022-06-30
€72,740
2023-06-30
€176,226
2024-06-30
€247,670
2025-06-30
€232,286
2026-06-30
Operating profit (loss) trend6 periods
€250
2021-06-30
€5,194
2022-06-30
€348
2023-06-30
-€1,529
2024-06-30
€21,910
2025-06-30
€11,132
2026-06-30
Profit (loss) for the financial year trend6 periods
€168
2021-06-30
€3,819
2022-06-30
-€1,107
2023-06-30
-€4,427
2024-06-30
€10,733
2025-06-30
€4,062
2026-06-30
Assets trend6 periods
€5,049
2021-06-30
€13,812
2022-06-30
€28,855
2023-06-30
€23,271
2024-06-30
€35,730
2025-06-30
€41,367
2026-06-30
Additional financial figures
More company financial figures alongside PRH financial statements.
| Metric | 2026 | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Revenue | - | €247,669 | €176,226 | €72,739 | €143,013 | €121,779 |
| Revenue growth | - | 40,5 % | 142,3 % | -49,1 % | 17,4 % | 63,5 % |
| Operating profit | - | €21,910 | -€1,529 | - | - | €250 |
| EBIT margin | - | 8,9 % | -0,9 % | - | - | 0,2 % |
| Profit for the financial year | - | €10,733 | -€4,427 | -€1,107 | €3,818 | €168 |
| Profit before taxes | - | €13,261 | -€4,427 | -€1,107 | €4,817 | €168 |
| Equity ratio | - | 38 % | 12,3 % | 27,4 % | 65,4 % | 103,1 % |
| Balance sheet total | - | €35,730 | €23,271 | €28,855 | €13,812 | €5,049 |
| Employees | 1 | 1 | 1 | 1 | 1 | - |
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioSatisfactory
53/100 · Improving
Current ratioSatisfactory
39/100 · Improving
Operating profit marginSatisfactory
62/100 · Declining
Ratio history
| Ratio | 2021-06-30 | 2022-06-30 | 2023-06-30 | 2024-06-30 | 2025-06-30 | 2026-06-30 |
|---|---|---|---|---|---|---|
| Equity ratio | 103.1 % | 65.3 % | 27.4 % | 12.3 % | 38.0 % | 42.7 % |
| Current ratio | - | 0.67x | 0.08x | 1.29x | 0.71x | 1.18x |
| Operating profit margin | 0.2 % | 3.6 % | 0.5 % | -0.9 % | 8.8 % | 4.8 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3018132-4
VAT IDFI30181324
EU IDFIFPRO.3018132-4
MunicipalityVarkaus
Current registered entries
2019-08-15Registered in Tax Administration (Tax Administration)
2019-08-15Registered in Patent and Registration Office (Trade Register)
2019-09-01VAT-liable for business activity in Tax Administration (VAT Register)
2019-09-01Registered in Tax Administration (Prepayment Register)
2025-02-01Registered in Tax Administration (Employer Register)
Responsible people
Public role relationships materialized from source observations.
Puustinen Asko JuhaniPuheenjohtajaSources: 5 · Confidence: 78%
Puustinen Tanja Satu MariaVarsinainen jäsenSources: 4 · Confidence: 78%
Puustinen Alex JuhaniVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableOy TopCargo Ltd
Grade unchangedB1 · new analysis 2026-11-09
68/100
High
Strong financial evidenceFinancial data included
Several key financial indicators show coordinated recovery.
4 comparable periodsRevenueImproving
ProfitabilityVolatile
SolvencyImproving
LiquidityVolatile
Same industry, size and age groupDescriptive comparison – does not change the model score.
126 peersSolvency50%
Close to the peer-group midpoint
Profitability45%
Below 55% of peers
Liquidity76%
Better than 76% of peers
Revenue growth31%
Below 69% of peers
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings136 days after period end
123 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Coordinated recovery across 2 financial domains
- Active registered status
Risk factors to note
- Material volatility across multiple financial domains
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
7 assessmentsB1
2026-11-09 14:4868/100 · v0.15
B1 → B1 · +1 points- Evidence strengthened: a newer PRH/XBRL financial statement was added to the assessment (2026-06-30).
B1
2026-10-24 08:2267/100 · v0.15
B1 → B1- Evidence strengthened: another PRH/XBRL statement was added to the financial series (2025-06-30).
B1
2026-10-1867/100 · v0.15
B1 → B1B1
2026-10-15 02:1567/100 · v0.14
B1 → B1 · -1 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-06-30).
- Assessment confidence: Medium → High.
- Evidence quality: Usable financial evidence → Strong financial evidence.
B1
2026-11-09
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
32/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 7 years of registry continuity.
Registry and status signalsSeurattava
64/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Financial statement availableFinancialEvidence verified
30 Jun 2026 · PRH / XBRLFinancial period ends 2026-06-30.Registry timeline
Trade register notifications shown on a timeline.
12 register eventsLatest event: 2025-11-13
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2026-06-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Oy TopCargo Ltd shows public core facts. A company representative can claim the profile, update public information, and access owner tools.