Risk grade updatedRisk gradeEvidence verified
19 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A1.Business profile
Oy Witwo Ab
Oy Witwo Ab's registered office is Jakobstad. It is a limited company. The company was established on 1985-05-02. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-11-30, revenue was €1,883,744 and operating profit was €343,969.
Business ID 0633038-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0633038-5
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Jakobstad
- Company form
- Limited company
- Registration date
- 1985-05-02
- Business ID registration date
- 1986-10-17
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kanalesplanaden 19 B 21, 68600, Jakobstad
About Oy Witwo Ab
Financial position and key figures for the company.
Oy Witwo Ab's location municipality is Jakobstad. It is a limited company. The company was established on 1985-05-02. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-11-30, revenue was €1,883,744 and operating profit was €343,969. The latest retained financial statement for 2025-11-30 shows revenue of €1,883,744 and profit for the financial year of €254,044. Based on the latest retained statement, revenue growth was +3.5%, operating margin was +18.3%, and equity ratio was +77.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-11-30
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth3.5%
Operating margin18.3%
Equity ratio77.7%
Balance-sheet contextLatest financial period
Inventory€2,860,238Previous: €2,872,625
Cash and bank€64,515Previous: €31,461
Retained earnings€1,833,041Previous: €1,646,176
Equity€2,420,723Previous: €2,306,678
Liabilities€693,514Previous: €736,862
Current assets€2,929,794Previous: €2,910,313
Current liabilities€46,764Previous: €386,862
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
97/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginGood
96/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0633038-5
EU IDFIFPRO.0633038-5
MunicipalityJakobstad
Current registered entries
1985-05-02Registered in Patent and Registration Office (Trade Register)
1986-10-17Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A1
ExcellentOy Witwo Ab
Grade upgradedA3 → A1 · new analysis 2026-09-19
90/100
Medium
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
93 peersSolvency84%
Better than 84% of peers
Profitability88%
Better than 88% of peers
Liquidity98%
Better than 98% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings111 days after period end
111 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA1
2026-09-19 00:5190/100 · v0.14
A3 → A1 · +14 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-11-30).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
A3
2026-09-1476/100 · v0.14
A3 → A3A3
2026-09-1476/100 · v0.13
B1 → A3 · +10 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1366/100 · v0.12
Oldest retained automatic assessment in this comparisonA1
2026-09-19
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 41 years of registry continuity.
Registry and status signalsVakaa
78/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
20 register eventsLatest event: 2026-03-21
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-11-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Oy Witwo Ab shows public core facts. A company representative can claim the profile, update public information, and access owner tools.