Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Business profile
P & M Holz Oy
P & M Holz Oy's registered office is Veikkola. It is a limited company. The company was established on 1996-03-04. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-06-30, revenue was €2,350 and operating profit was -€9,722.
Business ID 1045218-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1045218-2
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Veikkola
- Company form
- Limited company
- Registration date
- 1996-03-04
- Business ID registration date
- 1996-04-15
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Peltotie 2, 02880, Veikkola
Phone: +35892565009Source observation
People and decision-makers
Hildén Pentti SakariToimitusjohtaja
About P & M Holz Oy
Financial position and key figures for the company.
P & M Holz Oy's location municipality is Veikkola. It is a limited company. The company was established on 1996-03-04. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-06-30, revenue was €2,350 and operating profit was -€9,722. The latest retained financial statement for 2025-06-30 shows revenue of €2,350 and profit for the financial year of -€9,723. Based on the latest retained statement, revenue growth was -78.8%, operating margin was -413.7%, and equity ratio was -472.5%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on rakentamis-, rakennuttamis- ja saneeraustoiminta sekä edellisiin liittyvä tuonti, vienti, välitys ja kauppa sekä konsultointi samoin kuin tarvike- ja varaosakauppa.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-06-30
1
1
Combined source
Derived indicators
Revenue growth-78.8%
Operating margin-413.7%
Equity ratio-472.5%
Revenue€2,350-€8,763 (-78.9%) vs previous periodPrevious: €11,113
Operating profit (loss)-€9,722-€7,678 (-375.6%) vs previous periodPrevious: -€2,044
Profit (loss) for the financial year-€9,723-€7,639 (-366.5%) vs previous periodPrevious: -€2,084
Assets€5,085-€1,934 (-27.6%) vs previous periodPrevious: €7,019
Balance-sheet contextLatest financial period
Employees1Previous: 1
Revenue trend5 periods
€14,140
2021-06-30
€1,965
2022-06-30
€16,357
2023-06-30
€11,113
2024-06-30
€2,350
2025-06-30
Operating profit (loss) trend5 periods
-€6,400
2021-06-30
-€7,114
2022-06-30
-€6,415
2023-06-30
-€2,044
2024-06-30
-€9,722
2025-06-30
Profit (loss) for the financial year trend5 periods
-€6,462
2021-06-30
-€7,270
2022-06-30
-€6,415
2023-06-30
-€2,084
2024-06-30
-€9,723
2025-06-30
Assets trend5 periods
€8,842
2021-06-30
€3,972
2022-06-30
€8,295
2023-06-30
€7,019
2024-06-30
€5,085
2025-06-30
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioWeak
0/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginWeak
0/100 · Declining
Ratio history
| Ratio | 2021-06-30 | 2022-06-30 | 2023-06-30 | 2024-06-30 | 2025-06-30 |
|---|---|---|---|---|---|
| Equity ratio | 16.6 % | -146.1 % | -147.3 % | -203.8 % | -472.5 % |
| Current ratio | - | - | - | 0.32x | - |
| Operating profit margin | -45.3 % | -361.9 % | -39.2 % | -18.4 % | -413.7 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1045218-2
EU IDFIFPRO.1045218-2
MunicipalityVeikkola
Current registered entries
1996-03-04Registered in Tax Administration (Prepayment Register)
1996-03-04Registered in Patent and Registration Office (Trade Register)
1996-04-15Registered in Tax Administration (Tax Administration)
Responsible people
Public role relationships materialized from source observations.
Hildén Pentti SakariToimitusjohtajaSources: 2 · Confidence: 78%
Hildén Mervi Louise TellervoPuheenjohtajaSources: 2 · Confidence: 78%
Harju Heini IrinaVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskP & M Holz Oy
Grade unchangedD · new analysis 2026-10-17
26/100
Medium
Usable financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
4 comparable periodsProfitabilityVolatile
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
91 peersSolvency7%
Below 93% of peers
Profitability3%
Below 97% of peers
Revenue growth12%
Below 88% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings107 days after period end
107 days after period end
1 consecutive periods
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Negative profitability or net result
- Losses in the latest and previous available periods
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsD
2026-10-1726/100 · v0.15
D → DD
2026-10-16 20:4826/100 · v0.14
D → D- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-06-30).
D
2026-09-1426/100 · v0.14
C → D · -4 points- Revenue: Deteriorating
- Profitability: Volatile
- Solvency: Deteriorating
C
2026-09-1430/100 · v0.13
Oldest retained automatic assessment in this comparisonD
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 30 years of registry continuity.
Registry and status signalsVakaa
82/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Financial statements registeredFinancialEvidence verified
6 Oct 2026 · PRH / KREKFINANCIAL STATEMENTSRisk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Registry timeline
Trade register notifications shown on a timeline.
20 register eventsLatest event: 2026-10-06
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2024-06-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
P & M Holz Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.