Risk grade updatedRisk gradeEvidence verified
20 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Paavalniemen Konditoria & Catering Oy
Paavalniemen Konditoria & Catering Oy's registered office is Rovaniemi. It is a limited company. The company was established on 2019-09-01. It operates in the industry of retail sale of bread, cake and confectionery. In its latest retained statement for 2025-12-31, revenue was €555,306 and operating profit was €62,000.
Business ID 3016475-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3016475-1
- Sector
- Retail sale of bread, cake and confectionery
- Municipality
- Rovaniemi
- Company form
- Limited company
- Registration date
- 2019-09-01
- Business ID registration date
- 2019-08-05
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Väinämöisentie 27, 96300, Rovaniemi
Phone: +358404606921Source observation
Email: [email protected]Source observation
Website: https://www.paavalniemenkonditoria.comSource observation
People and decision-makers
Björkbacka Jari Jaakko PietariToimitusjohtaja
About Paavalniemen Konditoria & Catering Oy
Financial position and key figures for the company.
Paavalniemen Konditoria & Catering Oy's location municipality is Rovaniemi. It is a limited company. The company was established on 2019-09-01. It operates in the industry of retail sale of bread, cake and confectionery. In its latest retained statement for 2025-12-31, revenue was €555,306 and operating profit was €62,000. The latest retained financial statement for 2025-12-31 shows revenue of €555,306 and profit for the financial year of €39,482. Based on the latest retained statement, revenue growth was -16.6%, operating margin was +9.7%, and equity ratio was +35.5%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on leipomotuotteiden vähittäiskauppa Kahvila- ja Ravintolapalvelut, Ohjelmapalvelut.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth-16.6%
Operating margin9.7%
Equity ratio35.5%
Revenue€555,306-€110,540 (-16.6%) vs previous periodPrevious: €665,846
Operating profit (loss)€62,000+€30,494 (+96.8%) vs previous periodPrevious: €31,506
Profit (loss) for the financial year€39,482+€11,137 (+39.3%) vs previous periodPrevious: €28,345
Assets€138,446+€6,832 (+5.2%) vs previous periodPrevious: €131,615
Balance-sheet contextLatest financial period
Profit before taxes€49,069Previous: €25,094
Employees6Previous: 6
Revenue trend5 periods
€456,047
2021-12-31
€493,199
2022-12-31
€646,874
2023-12-31
€665,846
2024-12-31
€555,306
2025-12-31
Operating profit (loss) trend5 periods
€39,033
2021-12-31
-€30,406
2022-12-31
€25,472
2023-12-31
€31,506
2024-12-31
€62,000
2025-12-31
Profit (loss) for the financial year trend5 periods
€34,288
2021-12-31
-€33,980
2022-12-31
€12,737
2023-12-31
€28,345
2024-12-31
€39,482
2025-12-31
Assets trend5 periods
€99,131
2021-12-31
€106,377
2022-12-31
€113,139
2023-12-31
€131,615
2024-12-31
€138,446
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioSatisfactory
44/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginSatisfactory
74/100 · Improving
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 8.5 % | -29.6 % | -16.5 % | 7.3 % | 35.5 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 8.1 % | -6.2 % | 3.9 % | 4.7 % | 9.7 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3016475-1
VAT IDFI30164751
EU IDFIFPRO.3016475-1
MunicipalityRovaniemi
Current registered entries
2019-09-01Registered in Tax Administration (Employer Register)
2019-09-01VAT-liable for business activity in Tax Administration (VAT Register)
2019-09-01Registered in Tax Administration (Prepayment Register)
2019-09-01Registered in Patent and Registration Office (Trade Register)
2019-09-05Registered in Tax Administration (Tax Administration)
Responsible people
Public role relationships materialized from source observations.
Björkbacka Jari Jaakko PietariToimitusjohtajaSources: 5 · Confidence: 78%
Björkbacka Jari Jaakko PietariVarsinainen jäsenSources: 2 · Confidence: 78%
Björkbacka Eija MaaritProkuristiSources: 1 · Confidence: 78%
Eija BjörkbackaHallitus: varajäsenSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StablePaavalniemen Konditoria & Catering Oy
Grade unchangedB1 · new analysis 2026-10-20
60/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsProfitabilityImproving
SolvencyImproving · 3 consecutive periods
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
191 peersSolvency36%
Below 64% of peers
Profitability75%
Better than 75% of peers
Revenue growth14%
Below 86% of peers
Supporting factors
- Strong operating profitability
- Active registered status
Risk factors to note
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB1
2026-10-2060/100 · v0.15
B1 → B1B1
2026-10-1460/100 · v0.14
Oldest retained automatic assessment in this comparisonB1
2026-10-20
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
24/100
Industry context is high based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 7 years of registry continuity.
Registry and status signalsSeurattava
60/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
9 register eventsLatest event: 2025-07-05
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Paavalniemen Konditoria & Catering Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.