Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Paavola & Tuominen Oy
Paavola & Tuominen Oy's registered office is Lohja. It is a limited company. The company was established on 2008-06-09. It operates in the industry of engineering design and technical consultancy incidental to heating, plumbing and air-conditioning. In its latest retained statement for 2025-10-31, revenue was €115,201 and operating profit was €15,902.
Business ID 2197574-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2197574-7
- Sector
- Engineering design and technical consultancy incidental to heating, plumbing and air-conditioning
- Municipality
- Lohja
- Company form
- Limited company
- Registration date
- 2008-06-09
- Business ID registration date
- 2008-05-22
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kiviniemenkatu 10 A 2, 08100, Lohja
About Paavola & Tuominen Oy
Financial position and key figures for the company.
Paavola & Tuominen Oy's location municipality is Lohja. It is a limited company. The company was established on 2008-06-09. It operates in the industry of engineering design and technical consultancy incidental to heating, plumbing and air-conditioning. In its latest retained statement for 2025-10-31, revenue was €115,201 and operating profit was €15,902. The latest retained financial statement for 2025-10-31 shows revenue of €115,201 and profit for the financial year of €11,465. Based on the latest retained statement, revenue growth was +10.6%, operating margin was +13.8%, and equity ratio was +58.4%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-10-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth10.6%
Operating margin13.8%
Equity ratio58.4%
Balance-sheet contextLatest financial period
Cash and bank€22,655Previous: €26,087
Retained earnings€22,042Previous: €21,089
Equity€36,007Previous: €44,542
Liabilities€25,672Previous: €30,517
Current assets€39,838Previous: €45,938
Current liabilities€14,935Previous: €12,635
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
73/100 · Declining
Current ratioSatisfactory
51/100 · Declining
Operating profit marginGood
85/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2197574-7
VAT IDFI21975747
EU IDFIFPRO.2197574-7
MunicipalityLohja
Current registered entries
2008-06-09Registered in Patent and Registration Office (Trade Register)
2008-06-18Registered in Tax Administration (Tax Administration)
2008-10-01VAT-liable for business activity in Tax Administration (VAT Register)
2008-10-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodPaavola & Tuominen Oy
Grade unchangedA3 · new analysis 2026-10-17
79/100
Medium
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
62 peersSolvency37%
Below 63% of peers
Profitability61%
Better than 61% of peers
Liquidity69%
Better than 69% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings85 days after period end
85 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1779/100 · v0.15
A3 → A3A3
2026-09-18 22:2279/100 · v0.14
B1 → A3 · +13 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-10-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1466/100 · v0.14
B1 → B1B1
2026-09-1466/100 · v0.13
Oldest retained automatic assessment in this comparisonA3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
62/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 18 years of registry continuity.
Registry and status signalsSeurattava
74/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
18 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
15 register eventsLatest event: 2026-01-24
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-10-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Paavola & Tuominen Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.