Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Palkkaguru Oy
Palkkaguru Oy's registered office is Helsingfors. It is a limited company. The company was established on 2019-09-16. It operates in the industry of accounting and bookkeeping activities; tax consultancy. In its latest retained statement for 2025-09-30, revenue was €38,454 and operating profit was €12,052.
Business ID 3021959-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3021959-9
- Sector
- Accounting and bookkeeping activities; tax consultancy
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2019-09-16
- Business ID registration date
- 2019-09-03
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Albertinkatu 23 A 21, 00120, Helsingfors
Postal address: Bulevardi 30 A 21, 00120, Helsingfors
Website: https://www.palkkaguru.fiSource observation
About Palkkaguru Oy
Financial position and key figures for the company.
Palkkaguru Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2019-09-16. It operates in the industry of accounting and bookkeeping activities; tax consultancy. In its latest retained statement for 2025-09-30, revenue was €38,454 and operating profit was €12,052. The latest retained financial statement for 2025-09-30 shows revenue of €38,454 and profit for the financial year of €9,497. Based on the latest retained statement, revenue growth was -23.8%, operating margin was +31.3%, and equity ratio was +64.8%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-09-30
6
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-23.8%
Operating margin31.3%
Equity ratio64.8%
Balance-sheet contextLatest financial period
Cash and bank€20,541Previous: €0
Advances received€10,775Previous: €0
Retained earnings€18,525Previous: €15,823
Equity€68,322Previous: €18,825
Liabilities€37,176Previous: €43,884
Current assets€95,797Previous: €46,101
Current liabilities€37,176Previous: €43,884
Revenue trend2 periods
€50,483
2024-09-30
€38,454
2025-09-30
Operating profit (loss) trend2 periods
€3,129
2024-09-30
€12,052
2025-09-30
Profit (loss) for the financial year trend2 periods
€2,702
2024-09-30
€9,497
2025-09-30
Assets trend2 periods
€62,709
2024-09-30
€105,499
2025-09-30
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
90/100 · Improving
Current ratioPassable
18/100 · Improving
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2024-09-30 | 2025-09-30 |
|---|---|---|
| Equity ratio | 30.0 % | 72.1 % |
| Current ratio | 0.00x | 0.55x |
| Operating profit margin | 6.2 % | 31.3 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3021959-9
VAT IDFI30219599
EU IDFIFPRO.3021959-9
MunicipalityHelsingfors
Current registered entries
2019-09-03Registered in Tax Administration (Employer Register)
2019-09-03VAT-liable for business activity in Tax Administration (VAT Register)
2019-09-03Registered in Tax Administration (Prepayment Register)
2019-09-16Registered in Tax Administration (Tax Administration)
2019-09-16Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodPalkkaguru Oy
Grade unchangedA3 · new analysis 2026-10-17
78/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsProfitabilityImproving
SolvencyImproving
LiquidityImproving
Same size nationallyDescriptive comparison – does not change the model score.
1235 peersSolvency63%
Better than 63% of peers
Profitability84%
Better than 84% of peers
Liquidity57%
Better than 57% of peers
Revenue growth28%
Below 72% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings31 days after period end
125 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1778/100 · v0.15
A3 → A3A3
2026-09-28 21:0578/100 · v0.14
A3 → A3 · +6 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-09-30).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1572/100 · v0.14
B1 → A3 · +10 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1462/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
85/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 7 years of registry continuity.
Registry and status signalsSeurattava
68/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
19 register eventsLatest event: 2025-10-31
Financial statements availability
Available financial statement periods and PRH source filings.
6 financial statement periodsLatest financial period: 2025-09-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Palkkaguru Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.