Business profile

PalmCare Oy

PalmCare Oy's registered office is Helsingfors. It is a limited company. The company was established on 2012-07-31. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c..

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Business ID 2489649-7ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2489649-7
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Helsingfors
Company form
Limited company
Registration date
2012-07-31
Business ID registration date
2012-07-25
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: PL 29, 00131, Helsinki

Postal address: P.O. Box 29, 00131, Helsingfors

Phone: +358405896608Source observation

People and decision-makers

Palmqvist Riikka JohannaPuheenjohtaja
Palmqvist Kasper MikaelVarsinainen jäsen
Palmqvist Oliver AntonVarsinainen jäsen

About PalmCare Oy

Financial position and key figures for the company.

PalmCare Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2012-07-31. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +13.5%.

Extended business activity

A longer directory- or registry-backed activity description that complements the short registry industry label.

Yhtiön toimialana on harjoittaa arvopaperi- ja muiden sijoitusmarkkinatuotteiden kauppaa ja sijoitustoimintaa sekä muuta laillista toimintaa. Yhtiö voi omistaa, hallita ja vuokrata kiinteistöjä, rakennuksia ja kiinteistö- ja asunto-osakeyhtiöiden osakkeita.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods2
PRH parsed2
Profile sourceCombined source
Derived indicators
Equity ratio13.5%
Operating profit (loss)-€3,462+€268 (+7.2%) vs previous periodPrevious: -€3,730
Profit (loss) for the financial year€422,038-€224,232 (-34.7%) vs previous periodPrevious: €646,270
Assets€17,114,984+€21,721 (+0.1%) vs previous periodPrevious: €17,093,262
Balance-sheet contextLatest financial period
Cash and bank€77,843Previous: €56,121
Retained earnings€1,882,709Previous: €1,236,438
Profit before taxes€422,037Previous: €646,270
Equity€2,314,746Previous: €1,892,709
Liabilities€14,800,237Previous: €15,200,554
Current assets€77,843Previous: €56,121
Current liabilities€750,237Previous: €750,554
Employees0Previous: 0
Operating profit (loss) trend4 periods
-€3,078
2022-12-31
-€3,778
2023-12-31
-€3,730
2024-12-31
-€3,462
2025-12-31
Profit (loss) for the financial year trend4 periods
€196,922
2022-12-31
€796,221
2023-12-31
€646,270
2024-12-31
€422,038
2025-12-31
Assets trend4 periods
€16,801,679
2022-12-31
€17,097,073
2023-12-31
€17,093,262
2024-12-31
€17,114,984
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Yhdistetty lähde.

Equity ratioWeak
17/100 · Improving
13.5 %2024-12-31: 11.1 %
Current ratioWeak
3/100 · Improving
0.10x2024-12-31: 0.07x
Operating profit marginNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Ratio history
Ratio2022-12-312023-12-312024-12-312025-12-31
Equity ratio2.7 %7.3 %11.1 %13.5 %
Current ratio--0.07x0.10x
Operating profit margin----

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2489649-7
EU IDFIFPRO.2489649-7
MunicipalityHelsingfors
Current registered entries
2012-07-31Registered in Patent and Registration Office (Trade Register)
2012-08-07Registered in Tax Administration (Tax Administration)

Responsible people

Public role relationships materialized from source observations.

Palmqvist Riikka JohannaPuheenjohtajaSources: 5 · Confidence: 78%
Palmqvist Kasper MikaelVarsinainen jäsenSources: 5 · Confidence: 78%
Palmqvist Oliver AntonVarsinainen jäsenSources: 4 · Confidence: 78%
Palmqvist Marcus MikaelVarajäsenSources: 2 · Confidence: 78%
Hanna ManeliusPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B2
SatisfactoryPalmCare Oy
Grade unchangedB2 · new analysis 2026-10-17
Model score57/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
4 comparable periods
RevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
LiquidityStable
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
39 peers
Solvency10%
Below 90% of peers
Liquidity41%
Below 59% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings
Latest registration lag155 days after period end
Typical registration lag148 days after period end
Annual continuity2 consecutive periods
Supporting factors
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note
  • Weak current ratio
  • High balance-sheet leverage
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
B2
2026-10-1757/100 · v0.15
B2 → B2
B2
2026-09-15 18:5357/100 · v0.14
A2 → B2 · -25 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Evidence quality: Limited financial evidence → Usable financial evidence.
B1
2026-09-1361/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB2
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 14 years of registry continuity.

Registry and status signalsVakaa
78/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2 → B2.
Risk grade updatedRisk grade
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.
Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

24 register eventsLatest event: 2026-06-12

Financial statements availability

Available financial statement periods and PRH source filings.

2 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

PalmCare Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.