Risk grade updatedRisk gradeEvidence verified
20 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Business profile
Palmikko Kodit ja Hyvinvointipalvelut Oy
Palmikko Kodit ja Hyvinvointipalvelut Oy's registered office is Heinola. It is a limited company. The company was established on 2022-10-25. It operates in the industry of day activity and sheltered work services for persons with disabilities. In its latest retained statement for 2025-12-31, revenue was €179,503 and operating profit was -€11,252.
Business ID 3319767-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3319767-1
- Sector
- Day activity and sheltered work services for persons with disabilities
- Municipality
- Heinola
- Company form
- Limited company
- Registration date
- 2022-10-25
- Business ID registration date
- 2022-10-20
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Pikijärventie 1a, 18120, Heinola
Postal address: Mertasillantie 231, 15230, Lahti
Phone: +358413113105Source observation
Email: [email protected]Source observation
Website: https://www.palmikkokodit.fiSource observation
Instagram profile: https://www.instagram.com/webnode_agSource: company website
X profile: https://x.com/webnodeSource: company website
Facebook profile: https://www.facebook.com/profile.php?id=100095136354200Source: company website
People and decision-makers
Ruusunen Jaana ElinaVarsinainen jäsen
Kukkonen Jaana HelenaProkuristi
Jaana KukkonenHallitus: varajäsen
About Palmikko Kodit ja Hyvinvointipalvelut Oy
Financial position and key figures for the company.
Palmikko Kodit ja Hyvinvointipalvelut Oy's location municipality is Heinola. It is a limited company. The company was established on 2022-10-25. It operates in the industry of day activity and sheltered work services for persons with disabilities. In its latest retained statement for 2025-12-31, revenue was €179,503 and operating profit was -€11,252. The latest retained financial statement for 2025-12-31 shows revenue of €179,503 and profit for the financial year of -€12,871. Based on the latest retained statement, revenue growth was +21.4%, operating margin was -6.3%, and equity ratio was -48.8%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth21.4%
Operating margin-6.3%
Equity ratio-48.8%
Revenue€179,503+€31,580 (+21.3%) vs previous periodPrevious: €147,923
Operating profit (loss)-€11,252-€9,201 (-448.8%) vs previous periodPrevious: -€2,050
Profit (loss) for the financial year-€12,871-€10,844 (-535.0%) vs previous periodPrevious: -€2,027
Assets€18,033+€5,224 (+40.8%) vs previous periodPrevious: €12,809
Balance-sheet contextLatest financial period
Profit before taxes-€11,309Previous: -€2,027
Employees4Previous: 3
Revenue trend3 periods
€50,690
2023-12-31
€147,923
2024-12-31
€179,503
2025-12-31
Operating profit (loss) trend3 periods
€7,797
2023-12-31
-€2,050
2024-12-31
-€11,252
2025-12-31
Profit (loss) for the financial year trend3 periods
€6,098
2023-12-31
-€2,027
2024-12-31
-€12,871
2025-12-31
Assets trend3 periods
€13,509
2023-12-31
€12,809
2024-12-31
€18,033
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioWeak
0/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginWeak
34/100 · Declining
Ratio history
| Ratio | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Equity ratio | 45.1 % | 31.8 % | -48.8 % |
| Current ratio | - | - | - |
| Operating profit margin | 15.4 % | -1.4 % | -6.3 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3319767-1
EU IDFIFPRO.3319767-1
MunicipalityHeinola
Current registered entries
2022-10-25Registered in Tax Administration (Tax Administration)
2022-10-25Registered in Patent and Registration Office (Trade Register)
2022-12-01Registered in Tax Administration (Prepayment Register)
2023-03-01Registered in Tax Administration (Employer Register)
Responsible people
Public role relationships materialized from source observations.
Ruusunen Jaana ElinaVarsinainen jäsenSources: 4 · Confidence: 78%
Kukkonen Jaana HelenaProkuristiSources: 1 · Confidence: 78%
Jaana KukkonenHallitus: varajäsenSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskPalmikko Kodit ja Hyvinvointipalvelut Oy
Grade unchangedD · new analysis 2026-10-20
22/100
Medium
Usable financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsRevenueImproving · 2 consecutive periods
LiquidityNot enough history
Same size nationallyDescriptive comparison – does not change the model score.
3752 peersSolvency6%
Below 94% of peers
Profitability11%
Below 89% of peers
Revenue growth80%
Better than 80% of peers
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Negative profitability or net result
- Losses in the latest and previous available periods
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsD
2026-10-2022/100 · v0.15
D → D- Risk factor cleared: High balance-sheet leverage.
D
2026-10-0322/100 · v0.14
Oldest retained automatic assessment in this comparisonD
2026-10-20
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
42/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
46/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
3 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Registry timeline
Trade register notifications shown on a timeline.
5 register eventsLatest event: 2026-04-17
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Palmikko Kodit ja Hyvinvointipalvelut Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.