Business profile

Paltamon Tervasilta osk

Paltamon Tervasilta osk's registered office is Paltamo. It is a cooperative. The company was established on 2013-05-24. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2022-04-30, revenue was €322 and operating profit was -€239.

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Business ID 2545105-1ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2545105-1
Sector
Construction of residential and non-residential buildings
Municipality
Paltamo
Company form
Cooperative
Registration date
2013-05-24
Business ID registration date
2013-04-19
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Lepikontie 21 A 1, 88300, Paltamo

Phone: +358449483004Source observation

Website: https://www.tervasilta.fiSource observation

People and decision-makers

Hämäläinen Marko Antti PetteriPuheenjohtaja
Parviainen Jussi TapioVarsinainen jäsen
Rauli JohanssonPäävastuullinen tilintarkastaja

About Paltamon Tervasilta osk

Financial position and key figures for the company.

Paltamon Tervasilta osk's location municipality is Paltamo. It is a cooperative. The company was established on 2013-05-24. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2022-04-30, revenue was €322 and operating profit was -€239. The latest retained financial statement for 2022-04-30 shows revenue of €322 and profit for the financial year of -€238. Based on the latest retained statement, revenue growth was -83.0%, operating margin was -74.0%, and equity ratio was -280.8%.

Financial highlights

Key figures from the latest financial period.

Latest financial period

2022-04-30

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Revenue growth-83.0%
Operating margin-74.0%
Equity ratio-280.8%
Revenue€322-€1,579 (-83.1%) vs previous periodPrevious: €1,901
Operating profit (loss)-€239-€1,541 (-118.4%) vs previous periodPrevious: €1,302
Profit (loss) for the financial year-€238-€1,539 (-118.3%) vs previous periodPrevious: €1,301
Assets€662-€295 (-30.8%) vs previous periodPrevious: €957
Balance-sheet contextLatest financial period
Profit before taxes-€238Previous: €1,301
Employees0Previous: 0
Revenue trend4 periods
€3,914
2019-04-30
€2,386
2020-04-30
€1,901
2021-04-30
€322
2022-04-30
Operating profit (loss) trend4 periods
€73
2019-04-30
-€3,014
2020-04-30
€1,302
2021-04-30
-€239
2022-04-30
Profit (loss) for the financial year trend4 periods
€48
2019-04-30
-€3,034
2020-04-30
€1,301
2021-04-30
-€238
2022-04-30
Assets trend4 periods
€2,906
2019-04-30
€1,619
2020-04-30
€957
2021-04-30
€662
2022-04-30

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioWeak
0/100 · Declining
-280.8 %2021-04-30: -169.3 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2021-04-30: Ei saatavilla
Operating profit marginWeak
0/100 · Declining
-74.0 %2021-04-30: 68.5 %
Ratio history
Ratio2019-04-302020-04-302021-04-302022-04-30
Equity ratio---169.3 %-280.8 %
Current ratio----
Operating profit margin1.8 %-126.3 %68.5 %-74.0 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2545105-1
MunicipalityPaltamo
Current registered entries
2013-04-19Registered in Tax Administration (Prepayment Register)
2013-05-24Registered in Patent and Registration Office (Trade Register)
2013-05-27Registered in Tax Administration (Tax Administration)

Responsible people

Public role relationships materialized from source observations.

Hämäläinen Marko Antti PetteriPuheenjohtajaSources: 4 · Confidence: 78%
Parviainen Jussi TapioVarsinainen jäsenSources: 3 · Confidence: 78%
Rauli JohanssonPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
D
High riskPaltamon Tervasilta osk
Grade unchangedD · new analysis 2026-10-17
Model score28/100
Assessment confidenceLow
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
4 comparable periods
RevenueDeteriorating · 3 consecutive periods
ProfitabilityVolatile
SolvencyDeteriorating
LiquidityNot enough history
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
111 peers
Solvency7%
Below 93% of peers
Profitability14%
Below 86% of peers
Revenue growth9%
Below 91% of peers
Supporting factors
  • Active registered status
  • A newer financial statement filing has been reported
  • Long registry continuity
Risk factors to note
  • Negative equity
  • Parsed financial metrics are older than the newest reported filing
  • Negative profitability or net result
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessments
D
2026-10-1728/100 · v0.15
D → D
D
2026-10-1628/100 · v0.14
Oldest retained automatic assessment in this comparison
Automatic model gradeD
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

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Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskhigh
25/100

Industry context is high based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 13 years of registry continuity.

Registry and status signalsSeurattava
60/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
16 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.

Registry timeline

Trade register notifications shown on a timeline.

11 register eventsLatest event: 2024-05-26

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-03.

This company profile has not been claimed yet

Paltamon Tervasilta osk shows public core facts. A company representative can claim the profile, update public information, and access owner tools.