Risk grade updatedRisk gradeEvidence verified
24 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A2.Business profile
PäMä Oy
PäMä Oy's registered office is Ivalo. It is a limited company. The company was established on 2008-06-18. It operates in the industry of short-stay accommodation in apartments and rooms. In its latest retained statement for 2024-10-31, revenue was €523,193 and operating profit was €78,794.
Business ID 2200631-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2200631-5
- Sector
- Short-stay accommodation in apartments and rooms
- Municipality
- Ivalo
- Company form
- Limited company
- Registration date
- 2008-06-18
- Business ID registration date
- 2008-06-05
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Tahkotörmäntie 301, 99800, Ivalo
About PäMä Oy
Financial position and key figures for the company.
PäMä Oy's location municipality is Ivalo. It is a limited company. The company was established on 2008-06-18. It operates in the industry of short-stay accommodation in apartments and rooms. In its latest retained statement for 2024-10-31, revenue was €523,193 and operating profit was €78,794. The latest retained financial statement for 2024-10-31 shows revenue of €523,193 and profit for the financial year of €59,818. Based on the latest retained statement, revenue growth was -12.4%, operating margin was +15.1%, and equity ratio was +87.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-10-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-12.4%
Operating margin15.1%
Equity ratio87.3%
Balance-sheet contextLatest financial period
Other operating income€18,991Previous: €24,045
Inventory€41,405Previous: €67,153
Cash and bank€100,247Previous: €112,284
Retained earnings€456,900Previous: €428,023
Equity€619,114Previous: €602,216
Liabilities€89,950Previous: €157,273
Current assets€159,866Previous: €190,534
Current liabilities€87,350Previous: €99,473
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioSatisfactory
54/100 · Declining
Operating profit marginGood
86/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2200631-5
VAT IDFI22006315
EU IDFIFPRO.2200631-5
MunicipalityIvalo
Current registered entries
2008-06-01VAT-liable for business activity in Tax Administration (VAT Register)
2008-06-05Registered in Tax Administration (Prepayment Register)
2008-06-18Registered in Patent and Registration Office (Trade Register)
2008-06-23Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodPäMä Oy
Grade upgradedB1 → A2 · new analysis 2026-09-24
80/100
Low
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
398 peersSolvency83%
Better than 83% of peers
Profitability67%
Better than 67% of peers
Liquidity75%
Better than 75% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings126 days after period end
126 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
- Parsed financial metrics are older than the newest reported filing
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA2
2026-09-24 22:2480/100 · v0.14
B1 → A2 · +15 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-10-31).
- Assessment confidence: Medium → Low.
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1565/100 · v0.14
B2 → B1 · +6 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1459/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-09-24
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
46/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 18 years of registry continuity.
Registry and status signalsVakaa
86/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
27 register eventsLatest event: 2026-04-25
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2024-10-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-05.
This company profile has not been claimed yet
PäMä Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.