Risk grade updatedRisk gradeEvidence verified
2 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Pandia Group Oy
Pandia Group Oy's registered office is Helsingfors. It is a limited company. The company was established on 2020-07-01. It operates in the industry of computer programming activities. In its latest retained statement for 2025-12-31, revenue was €639,806 and operating profit was -€118,114.
Business ID 3125396-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3125396-7
- Sector
- Computer programming activities
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2020-07-01
- Business ID registration date
- 2020-03-10
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Ilmalantori 1, 00240, Helsingfors
People and decision-makers
Paaskunta Pekka Johan TopiasPuheenjohtaja
Haataja Hannes Erkki OlaviVarsinainen jäsen
Aho Jukka TaneliVarsinainen jäsen
About Pandia Group Oy
Financial position and key figures for the company.
Pandia Group Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2020-07-01. It operates in the industry of computer programming activities. In its latest retained statement for 2025-12-31, revenue was €639,806 and operating profit was -€118,114. The latest retained financial statement for 2025-12-31 shows revenue of €639,806 and profit for the financial year of €949,579. Based on the latest retained statement, revenue growth was +16.4%, operating margin was -18.5%, and equity ratio was +98.2%.
Auxiliary business names
Public alternate names materialized from source observations.
Sarviapila Capital
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on ATK-laitteistokonsultointi, ohjelmistojen suunnittelu, valmistus ja konsultointi, tietojenkäsittely, tietokanta ja -verkkopalvelut, muut tietojenkäsittelypalvelut, taloudellinen konsultointi, ohjelmistojen ja ohjelmistolisenssien myyminen sekä multimediapalvelut. Yhtiö voi harjoittaa kassanhallintaa harjoittamalla arvopaperikauppaa ja muuta sijoitustoimintaa. Yhtiö voi harjoittaa liiketoimintaansa tytär- ja osakkuusyhtiöiden kautta ja yhtiö voi tarjota hallinto- ja muita palveluita tytär- ja osakkuusyhtiöille.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth16.4%
Operating margin-18.5%
Equity ratio98.2%
Revenue€639,806+€90,027 (+16.4%) vs previous periodPrevious: €549,779
Operating profit (loss)-€118,114-€144,969 (-539.8%) vs previous periodPrevious: €26,855
Profit (loss) for the financial year€949,579-€40,252 (-4.1%) vs previous periodPrevious: €989,831
Assets€10,744,550+€229,717 (+2.2%) vs previous periodPrevious: €10,514,833
Balance-sheet contextLatest financial period
Profit before taxes€968,575Previous: €1,021,299
Employees4Previous: 1
Revenue trend4 periods
€1,623,371
2022-12-31
€2,703,086
2023-12-31
€549,779
2024-12-31
€639,806
2025-12-31
Operating profit (loss) trend4 periods
-€186,500
2022-12-31
€163,484
2023-12-31
€26,855
2024-12-31
-€118,114
2025-12-31
Profit (loss) for the financial year trend4 periods
-€186,968
2022-12-31
€1,561,517
2023-12-31
€989,831
2024-12-31
€949,579
2025-12-31
Assets trend4 periods
€9,917,723
2022-12-31
€10,800,926
2023-12-31
€10,514,833
2024-12-31
€10,744,550
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
100/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginWeak
4/100 · Declining
Ratio history
| Ratio | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Equity ratio | 95.4 % | 95.0 % | 99.2 % | 98.2 % |
| Current ratio | - | - | - | - |
| Operating profit margin | -11.5 % | 6.0 % | 4.9 % | -18.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3125396-7
VAT IDFI31253967
EU IDFIFPRO.3125396-7
MunicipalityHelsingfors
Current registered entries
2020-07-01Registered in Tax Administration (Prepayment Register)
2020-07-01Registered in Tax Administration (Tax Administration)
2020-07-01Registered in Patent and Registration Office (Trade Register)
2023-09-01Registered in Tax Administration (Employer Register)
2023-09-01VAT-liable for business activity in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Paaskunta Pekka Johan TopiasPuheenjohtajaSources: 4 · Confidence: 78%
Haataja Hannes Erkki OlaviVarsinainen jäsenSources: 3 · Confidence: 78%
Aho Jukka TaneliVarsinainen jäsenSources: 3 · Confidence: 78%
Varis Juha TapaniVarsinainen jäsenSources: 2 · Confidence: 78%
Ruuhijärvi Juho AkseliVarsinainen jäsenSources: 2 · Confidence: 78%
Lemmetti Janne TapioVarsinainen jäsenSources: 2 · Confidence: 78%
Antti TuomolaPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StablePandia Group Oy
Grade unchangedB1 · new analysis 2026-10-18
63/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueVolatile
SolvencyStable
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
62 peersSolvency98%
Better than 98% of peers
Profitability8%
Below 92% of peers
Revenue growth68%
Better than 68% of peers
Supporting factors
- Strong equity ratio
- Active registered status
Risk factors to note
- Negative profitability or net result
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB1
2026-10-1863/100 · v0.15
B1 → B1 · -1 points- Evidence quality: Strong financial evidence → Usable financial evidence.
B1
2026-10-0264/100 · v0.14
Oldest retained automatic assessment in this comparisonB1
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
49/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsSeurattava
61/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
13 register eventsLatest event: 2025-05-14
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Pandia Group Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.