Business profile

Paneelipojat Oy

Paneelipojat Oy's registered office is Esbo. It is a limited company. The company was established on 2012-07-18. It operates in the industry of wholesale of other household goods n.e.c.. In its latest retained statement for 2025-12-31, revenue was €462,039 and operating profit was -€38,939.

Claim profileContact details
Business ID 2488002-2ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2488002-2
Sector
Wholesale of other household goods n.e.c.
Municipality
Esbo
Company form
Limited company
Registration date
2012-07-18
Business ID registration date
2012-07-11
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Multahaankuja 2 C 67, 02610, Esbo

About Paneelipojat Oy

Financial position and key figures for the company.

Paneelipojat Oy's location municipality is Esbo. It is a limited company. The company was established on 2012-07-18. It operates in the industry of wholesale of other household goods n.e.c.. In its latest retained statement for 2025-12-31, revenue was €462,039 and operating profit was -€38,939. The latest retained financial statement for 2025-12-31 shows revenue of €462,039 and profit for the financial year of -€45,451. Based on the latest retained statement, revenue growth was +13.9%, operating margin was -8.4%, and equity ratio was +1.4%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods3
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth13.9%
Operating margin-8.4%
Equity ratio1.4%
Revenue€462,039+€56,553 (+13.9%) vs previous periodPrevious: €405,486
Operating profit (loss)-€38,939-€96,841 (-167.2%) vs previous periodPrevious: €57,903
Profit (loss) for the financial year-€45,451-€87,435 (-208.3%) vs previous periodPrevious: €41,984
Assets€156,171-€1,808 (-1.1%) vs previous periodPrevious: €157,979
Balance-sheet contextLatest financial period
Other operating income€5,319Previous: €100,600
Inventory€57,778Previous: €23,534
Cash and bank€13,792Previous: €70,727
Retained earnings€45,192Previous: €3,208
Equity€2,241Previous: €47,692
Liabilities€153,930Previous: €110,287
Current assets€99,072Previous: €105,401
Current liabilities€109,852Previous: €81,732
Revenue trend2 periods
€405,486
2024-12-31
€462,039
2025-12-31
Operating profit (loss) trend2 periods
€57,903
2024-12-31
-€38,939
2025-12-31
Profit (loss) for the financial year trend2 periods
€41,984
2024-12-31
-€45,451
2025-12-31
Assets trend2 periods
€157,979
2024-12-31
€156,171
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioWeak
2/100 · Declining
1.4 %2024-12-31: 30.2 %
Current ratioPassable
22/100 · Declining
0.65x2024-12-31: 1.15x
Operating profit marginWeak
29/100 · Declining
-8.3 %2024-12-31: 11.4 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio30.2 %1.4 %
Current ratio1.15x0.65x
Operating profit margin11.4 %-8.3 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2488002-2
VAT IDFI24880022
EU IDFIFPRO.2488002-2
MunicipalityEsbo
Current registered entries
2012-07-09VAT-liable for business activity in Tax Administration (VAT Register)
2012-07-11Registered in Tax Administration (Prepayment Register)
2012-07-18Registered in Patent and Registration Office (Trade Register)
2012-08-02Registered in Tax Administration (Tax Administration)
2014-12-01Registered in Tax Administration (Employer Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
C
Elevated riskPaneelipojat Oy
Grade unchangedC · new analysis 2026-10-18
Model score37/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueImproving
ProfitabilityDeteriorating
SolvencyDeteriorating
LiquidityDeteriorating
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
67 peers
Solvency12%
Below 88% of peers
Profitability7%
Below 93% of peers
Liquidity54%
Close to the peer-group midpoint
Revenue growth75%
Better than 75% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag223 days after period end
Typical registration lag223 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Active registered status
  • Long registry continuity
Risk factors to note
  • Weak current ratio
  • Negative profitability or net result
  • High balance-sheet leverage
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
C
2026-10-1837/100 · v0.15
C → C
C
2026-09-25 20:2737/100 · v0.14
B1 → C · -30 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1567/100 · v0.14
B2 → B1 · +8 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1459/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeC
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskelevated
45/100

Industry context is elevated based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 14 years of registry continuity.

Registry and status signalsVakaa
81/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.
Risk grade updatedRisk gradeEvidence verified
25 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → C.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

25 register eventsLatest event: 2025-08-28

Financial statements availability

Available financial statement periods and PRH source filings.

3 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Paneelipojat Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.