Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → B1.Business profile
Pannula Oy
Pannula Oy's registered office is Vanda. It is a limited company. The company was established on 2022-12-08. It operates in the industry of temporary employment agency activities and other human resource provisions. In its latest retained statement for 2025-12-31, revenue was €1,155,065 and operating profit was €63,606.
Business ID 3329297-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3329297-8
- Sector
- Temporary employment agency activities and other human resource provisions
- Municipality
- Vanda
- Company form
- Limited company
- Registration date
- 2022-12-08
- Business ID registration date
- 2022-12-02
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Siiratie 5 C 6, 01490, Vanda
About Pannula Oy
Financial position and key figures for the company.
Pannula Oy's location municipality is Vanda. It is a limited company. The company was established on 2022-12-08. It operates in the industry of temporary employment agency activities and other human resource provisions. In its latest retained statement for 2025-12-31, revenue was €1,155,065 and operating profit was €63,606. The latest retained financial statement for 2025-12-31 shows revenue of €1,155,065 and profit for the financial year of €48,456. Based on the latest retained statement, revenue growth was +55.2%, operating margin was +5.5%, and equity ratio was +65.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
2
PRH/XBRL financial statement
Derived indicators
Revenue growth55.2%
Operating margin5.5%
Equity ratio65.0%
Balance-sheet contextLatest financial period
Other operating income€1,350Previous: €0
Cash and bank€59,942Previous: €18,725
Retained earnings€25,560Previous: €15,034
Equity€74,016Previous: €24,015
Liabilities€39,938Previous: €51,081
Current assets€62,893Previous: €59,096
Current liabilities€39,938Previous: €51,081
Revenue trend2 periods
€744,291
2024-12-31
€1,155,065
2025-12-31
Operating profit (loss) trend2 periods
€11,601
2024-12-31
€63,606
2025-12-31
Profit (loss) for the financial year trend2 periods
€8,981
2024-12-31
€48,456
2025-12-31
Assets trend2 periods
€75,096
2024-12-31
€113,955
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
81/100 · Improving
Current ratioSatisfactory
50/100 · Improving
Operating profit marginSatisfactory
64/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 32.0 % | 65.0 % |
| Current ratio | 0.37x | 1.50x |
| Operating profit margin | 1.6 % | 5.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3329297-8
VAT IDFI33292978
EU IDFIFPRO.3329297-8
MunicipalityVanda
Current registered entries
2022-12-02Registered in Tax Administration (Employer Register)
2022-12-08Registered in Tax Administration (Tax Administration)
2022-12-08Registered in Patent and Registration Office (Trade Register)
2023-01-01VAT-liable for business activity in Tax Administration (VAT Register)
2023-01-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StablePannula Oy
Grade upgradedB3 → B1 · new analysis 2026-09-17
69/100
High
Strong financial evidenceFinancial data included
Several key financial indicators show coordinated recovery.
3 comparable periodsRevenueImproving
ProfitabilityImproving
SolvencyImproving
LiquidityImproving
Same size nationallyDescriptive comparison – does not change the model score.
201 peersSolvency73%
Better than 73% of peers
Profitability57%
Better than 57% of peers
Liquidity89%
Better than 89% of peers
Revenue growth90%
Better than 90% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings126 days after period end
126 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Coordinated recovery across 4 financial domains
Risk factors to note
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-09-17 22:0769/100 · v0.14
B3 → B1 · +28 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B3
2026-09-1441/100 · v0.14
B3 → B3B3
2026-09-1441/100 · v0.13
B3 → B3 · -8 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B3
2026-09-1349/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-09-17
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
16/100
Industry context is high based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsSeurattava
60/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Registry timeline
Trade register notifications shown on a timeline.
10 register eventsLatest event: 2026-05-06
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-02.
This company profile has not been claimed yet
Pannula Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.