Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Business profile
Pantteri Kiinteistöt Oy
Pantteri Kiinteistöt Oy's registered office is Esbo. It is a limited company. The company was established on 2019-07-09. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €171,108 and operating profit was -€16,799.
Business ID 3010460-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3010460-1
- Sector
- Rental of own or leased dwellings and residential real estate
- Municipality
- Esbo
- Company form
- Limited company
- Registration date
- 2019-07-09
- Business ID registration date
- 2019-07-04
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Joupinmäenpolku 4 C 48, 02760, Esbo
About Pantteri Kiinteistöt Oy
Financial position and key figures for the company.
Pantteri Kiinteistöt Oy's location municipality is Esbo. It is a limited company. The company was established on 2019-07-09. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €171,108 and operating profit was -€16,799. The latest retained financial statement for 2025-12-31 shows revenue of €171,108 and profit for the financial year of -€22,259. Based on the latest retained statement, revenue growth was -19.4%, operating margin was -9.8%, and equity ratio was -387.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-19.4%
Operating margin-9.8%
Equity ratio-387.2%
Balance-sheet contextLatest financial period
Other operating income€1,558Previous: €0
Cash and bank€1,153Previous: €716
Retained earnings-€6,177Previous: €9,311
Equity-€28,435Previous: -€6,177
Liabilities€35,779Previous: €42,666
Current assets€7,344Previous: €20,175
Current liabilities€35,779Previous: €26,888
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Declining
Current ratioWeak
1/100 · Stable
Operating profit marginWeak
26/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3010460-1
EU IDFIFPRO.3010460-1
MunicipalityEsbo
Current registered entries
2019-07-09Registered in Patent and Registration Office (Trade Register)
2019-07-10Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskPantteri Kiinteistöt Oy
Grade unchangedD · new analysis 2026-10-18
27/100
Medium
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
280 peersSolvency0%
Below 100% of peers
Profitability11%
Below 89% of peers
Liquidity40%
Below 60% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings141 days after period end
132 days after period end
2 consecutive periods
Supporting factors
- Active registered status
- Lower industry distress context
Risk factors to note
- Negative equity
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsD
2026-10-1827/100 · v0.15
D → DD
2026-10-04 00:2027/100 · v0.14
B1 → D · -40 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1567/100 · v0.14
B1 → B1 · +7 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1460/100 · v0.12
Oldest retained automatic assessment in this comparisonD
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 7 years of registry continuity.
Registry and status signalsSeurattava
58/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
4 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → D.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
14 register eventsLatest event: 2025-12-06
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-08.
This company profile has not been claimed yet
Pantteri Kiinteistöt Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.