Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A2.Business profile
Papi Capital Oy
Papi Capital Oy's registered office is Tuusula. It is a limited company. The company was established on 2016-10-19. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2026-02-28, revenue was €163,125 and operating profit was €776,577.
Business ID 2787648-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2787648-3
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Tuusula
- Company form
- Limited company
- Registration date
- 2016-10-19
- Business ID registration date
- 2016-10-11
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Amerintie 66, 04320, Tuusula
About Papi Capital Oy
Financial position and key figures for the company.
Papi Capital Oy's location municipality is Tuusula. It is a limited company. The company was established on 2016-10-19. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2026-02-28, revenue was €163,125 and operating profit was €776,577. The latest retained financial statement for 2026-02-28 shows revenue of €163,125 and profit for the financial year of €1,650,549. Based on the latest retained statement, revenue growth was +3783.9%, operating margin was +476.1%, and equity ratio was +68.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-02-28
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth3783.9%
Operating margin476.1%
Equity ratio68.7%
Balance-sheet contextLatest financial period
Other operating income€888,744Previous: €0
Cash and bank€23,994Previous: €17,967
Retained earnings€1,442,401Previous: €1,307,265
Equity€3,429,687Previous: €1,920,259
Liabilities€1,562,084Previous: €707,822
Current assets€167,237Previous: €1,431,396
Current liabilities€780,893Previous: €217,778
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
86/100 · Declining
Current ratioWeak
1/100 · Declining
Operating profit marginGood
100/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2787648-3
VAT IDFI27876483
EU IDFIFPRO.2787648-3
MunicipalityTuusula
Current registered entries
2016-09-01VAT-liable for business activity in Tax Administration (VAT Register)
2016-10-01Registered in Tax Administration (Employer Register)
2016-10-11Registered in Tax Administration (Prepayment Register)
2016-10-19Registered in Patent and Registration Office (Trade Register)
2016-10-24Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodPapi Capital Oy
Grade upgradedA3 → A2 · new analysis 2026-09-17
82/100
Medium
Usable financial evidenceFinancial data included
Same industryDescriptive comparison – does not change the model score.
96 peersSolvency46%
Close to the peer-group midpoint
Profitability96%
Better than 96% of peers
Liquidity64%
Better than 64% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings153 days after period end
153 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-09-17 02:1482/100 · v0.14
A3 → A2 · +10 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-02-28).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
A3
2026-09-1472/100 · v0.14
A3 → A3A3
2026-09-1472/100 · v0.13
B1 → A3 · +9 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1363/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-09-17
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 9 years of registry continuity.
Registry and status signalsVakaa
79/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
20 register eventsLatest event: 2025-12-10
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2026-02-28
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-04.
This company profile has not been claimed yet
Papi Capital Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.