Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
Pappila & Penkkala Oy
Pappila & Penkkala Oy's registered office is Raisio. It is a limited company. The company was established on 1994-07-06. It operates in the industry of security and commodity contracts brokerage.
Business ID 0974802-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0974802-3
- Sector
- Security and commodity contracts brokerage
- Municipality
- Raisio
- Company form
- Limited company
- Registration date
- 1994-07-06
- Business ID registration date
- 1994-09-06
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Timonkuja 10, 21200, Raisio
Postal address: Torninkatu 1b B 15 b, 20100, Turku
About Pappila & Penkkala Oy
Financial position and key figures for the company.
Pappila & Penkkala Oy's location municipality is Raisio. It is a limited company. The company was established on 1994-07-06. It operates in the industry of security and commodity contracts brokerage. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was -1197.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-05-31
5
2
PRH/XBRL financial statement
Derived indicators
Equity ratio-1197.2%
Balance-sheet contextLatest financial period
Cash and bank€5,196Previous: €272
Retained earnings-€65,412Previous: -€64,894
Equity-€62,204Previous: -€61,628
Liabilities€67,400Previous: €66,900
Current assets€5,196Previous: €5,272
Current liabilities€500Previous: €0
Operating profit (loss) trend2 periods
-€518
2025-05-31
-€577
2026-05-31
Profit (loss) for the financial year trend2 periods
-€518
2025-05-31
-€577
2026-05-31
Assets trend2 periods
€5,272
2025-05-31
€5,196
2026-05-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Declining
Current ratioGood
100/100 · Trend unavailable
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2025-05-31 | 2026-05-31 |
|---|---|---|
| Equity ratio | -1168.9 % | -1197.2 % |
| Current ratio | - | 10.39x |
| Operating profit margin | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0974802-3
EU IDFIFPRO.0974802-3
MunicipalityRaisio
Current registered entries
1994-07-06Registered in Patent and Registration Office (Trade Register)
1994-09-06Registered in Tax Administration (Tax Administration)
2023-04-18Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorPappila & Penkkala Oy
Grade unchangedB3 · new analysis 2026-10-17
48/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
34 peersSolvency0%
Below 100% of peers
Liquidity65%
Better than 65% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings74 days after period end
92 days after period end
4 consecutive periods
Supporting factors
- Healthy short-term liquidity
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Negative profitability or net result
- Losses in the latest and previous available periods
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB3
2026-10-1748/100 · v0.15
B3 → B3B3
2026-09-20 05:4748/100 · v0.14
A3 → B3 · -27 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-05-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
A3
2026-09-1475/100 · v0.14
A3 → A3A3
2026-09-1475/100 · v0.13
Oldest retained automatic assessment in this comparisonB3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
88/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 32 years of registry continuity.
Registry and status signalsVakaa
77/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
20 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → B3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
16 register eventsLatest event: 2026-08-13
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2026-05-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-04-03.
This company profile has not been claimed yet
Pappila & Penkkala Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.