Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Papsor Oy
Papsor Oy's registered office is Joensuu. It is a limited company. The company was established on 1997-09-10. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €36,915 and operating profit was €5,086.
Business ID 1529073-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1529073-3
- Sector
- Activities of insurance agents and brokers
- Municipality
- Joensuu
- Company form
- Limited company
- Registration date
- 1997-09-10
- Business ID registration date
- 1999-04-15
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Alasintie 2 B 2, 80130, Joensuu
Phone: +358405228012Source observation
Email: [email protected]Source observation
People and decision-makers
Kaksonen Tomi ArttuToimitusjohtaja
About Papsor Oy
Financial position and key figures for the company.
Papsor Oy's location municipality is Joensuu. It is a limited company. The company was established on 1997-09-10. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €36,915 and operating profit was €5,086. The latest retained financial statement for 2025-12-31 shows revenue of €36,915 and profit for the financial year of -€17,117. Based on the latest retained statement, revenue growth was +54.4%, operating margin was +9.8%, and equity ratio was +64.5%.
Auxiliary business names
Public alternate names materialized from source observations.
Itä-Suomen MarkkinointiRakennuskarjala
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth54.4%
Operating margin9.8%
Equity ratio64.5%
Revenue€36,915+€13,002 (+54.4%) vs previous periodPrevious: €23,913
Operating profit (loss)€5,086-€6,615 (-56.5%) vs previous periodPrevious: €11,701
Profit (loss) for the financial year-€17,117-€21,784 (-466.8%) vs previous periodPrevious: €4,667
Assets€204,355-€86,073 (-29.6%) vs previous periodPrevious: €290,427
Balance-sheet contextLatest financial period
Profit before taxes-€17,114Previous: No comparison value
Employees1Previous: 1
Revenue trend5 periods
€55,495
2021-12-31
€23,913
2022-12-31
€25,893
2023-12-31
€23,913
2024-12-31
€36,915
2025-12-31
Operating profit (loss) trend5 periods
-€6,649
2021-12-31
€875
2022-12-31
€24,633
2023-12-31
€11,701
2024-12-31
€5,086
2025-12-31
Profit (loss) for the financial year trend5 periods
-€2,443
2021-12-31
€16,746
2022-12-31
€16,531
2023-12-31
€4,667
2024-12-31
-€17,117
2025-12-31
Assets trend5 periods
€325,359
2021-12-31
€316,229
2022-12-31
€311,571
2023-12-31
€290,427
2024-12-31
€204,355
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
81/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginSatisfactory
75/100 · Declining
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 50.5 % | 53.1 % | 54.9 % | 55.8 % | 64.5 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | -9.0 % | 2.1 % | 54.0 % | 27.5 % | 9.8 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1529073-3
VAT IDFI15290733
EU IDFIFPRO.1529073-3
MunicipalityJoensuu
Current registered entries
1997-09-10Registered in Patent and Registration Office (Trade Register)
1999-04-15Registered in Tax Administration (Tax Administration)
2001-10-17Registered in Tax Administration (Prepayment Register)
2020-01-01VAT-liable for agriculture and forestry in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Kaksonen Tomi ArttuToimitusjohtajaSources: 5 · Confidence: 78%
Kaksonen Tomi ArttuVarsinainen jäsenSources: 2 · Confidence: 78%
Kaksonen Jarno PetteriVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodPapsor Oy
72/100
Medium
Registry and statistical evidenceRegistry and statistics based
Supporting factors
- Active registered status
- Long registry continuity
- Lower industry distress context
Risk factors to note
- Sufficient structured financial metrics are not available
A3
2026-09-17
open-risk-grade-v0.14
The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 29 years of registry continuity.
Registry and status signalsSeurattava
74/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
13 register eventsLatest event: 2025-09-10
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-29.
This company profile has not been claimed yet
Papsor Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.