Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
Patrimony Oy
Patrimony Oy's registered office is Helsingfors. It is a limited company. The company was established on 2023-05-16. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2024-12-31, revenue was €161,496 and operating profit was €3,778.
Business ID 3359248-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3359248-7
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2023-05-16
- Business ID registration date
- 2023-04-17
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Lapinrinne 2 A 6, 00180, Helsingfors
About Patrimony Oy
Financial position and key figures for the company.
Patrimony Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2023-05-16. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2024-12-31, revenue was €161,496 and operating profit was €3,778. The latest retained financial statement for 2024-12-31 shows revenue of €161,496 and profit for the financial year of €3,214. Based on the latest retained statement, revenue growth was not currently available, operating margin was +2.3%, and equity ratio was +9.8%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
3
2
PRH/XBRL financial statement
Derived indicators
Operating margin2.3%
Equity ratio9.8%
Balance-sheet contextLatest financial period
Inventory€0Previous: €18,000
Cash and bank€22,779Previous: €1,868
Retained earnings-€990Previous: €0
Equity€2,223Previous: -€990
Liabilities€20,556Previous: €20,858
Current assets€22,779Previous: €19,868
Current liabilities€556Previous: €858
Operating profit (loss) trend2 periods
-€990
2023-12-31
€3,778
2024-12-31
Profit (loss) for the financial year trend2 periods
-€990
2023-12-31
€3,214
2024-12-31
Assets trend2 periods
€19,868
2023-12-31
€22,779
2024-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
12/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginPassable
56/100 · Trend unavailable
Ratio history
| Ratio | 2023-12-31 | 2024-12-31 |
|---|---|---|
| Equity ratio | -5.0 % | 9.8 % |
| Current ratio | 23.15x | 40.99x |
| Operating profit margin | - | 2.3 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3359248-7
EU IDFIFPRO.3359248-7
MunicipalityHelsingfors
Current registered entries
2023-05-16Registered in Tax Administration (Tax Administration)
2023-05-16Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryPatrimony Oy
Grade unchangedB2 · new analysis 2026-10-18
55/100
High
Strong financial evidenceFinancial data included
Same industry and sizeDescriptive comparison – does not change the model score.
49 peersSolvency8%
Below 92% of peers
Profitability20%
Below 80% of peers
Liquidity80%
Better than 80% of peers
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings286 days after period end
106 days after period end
3 consecutive periods
Supporting factors
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB2
2026-10-1855/100 · v0.15
B2 → B2B2
2026-09-25 01:5755/100 · v0.14
B1 → B2 · -5 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1560/100 · v0.14
B2 → B1 · +2 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1458/100 · v0.12
Oldest retained automatic assessment in this comparisonB2
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
34/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
25 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B2.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Financial statement availableFinancialEvidence verified
31 Dec 2025 · PRH / XBRLFinancial period ends 2025-12-31.Registry timeline
Trade register notifications shown on a timeline.
5 register eventsLatest event: 2025-04-16
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Patrimony Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.