Risk grade updatedRisk gradeEvidence verified
3 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.Business profile
Pauper Oy
Pauper Oy's registered office is Lappeenranta. It is a limited company. The company was established on 2019-08-05. It operates in the industry of fund management activities.
Business ID 3015868-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3015868-5
- Sector
- Fund management activities
- Municipality
- Lappeenranta
- Company form
- Limited company
- Registration date
- 2019-08-05
- Business ID registration date
- 2019-08-02
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Marssitie 13, 53600, Lappeenranta
Postal address: Marssitie 13 as. 31, 53600, Lappeenranta
About Pauper Oy
Financial position and key figures for the company.
Pauper Oy's location municipality is Lappeenranta. It is a limited company. The company was established on 2019-08-05. It operates in the industry of fund management activities. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +63.5%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Equity ratio63.5%
Balance-sheet contextLatest financial period
Cash and bank€30,135Previous: €323
Retained earnings€1,419Previous: €242
Equity€230,937Previous: €233,319
Liabilities€132,800Previous: €63,300
Current assets€30,135Previous: €323
Operating profit (loss) trend2 periods
-€635
2023-12-31
-€787
2024-12-31
Profit (loss) for the financial year trend2 periods
€1,176
2023-12-31
-€2,382
2024-12-31
Assets trend2 periods
€296,619
2023-12-31
€363,737
2024-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
79/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2023-12-31 | 2024-12-31 |
|---|---|---|
| Equity ratio | 78.7 % | 63.5 % |
| Current ratio | - | - |
| Operating profit margin | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3015868-5
EU IDFIFPRO.3015868-5
MunicipalityLappeenranta
Current registered entries
2019-08-05Registered in Tax Administration (Tax Administration)
2019-08-05Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodPauper Oy
Grade upgradedB1 → A3 · new analysis 2026-10-03
73/100
Low
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
LiquidityNot enough history
National Tier 1 comparisonDescriptive comparison – does not change the model score.
364 peersSolvency58%
Better than 58% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings127 days after period end
160 days after period end
2 consecutive periods
Supporting factors
- Strong equity ratio
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA3
2026-10-03 09:3273/100 · v0.14
B1 → A3 · +8 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-12-31).
- Assessment confidence: Medium → Low.
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1565/100 · v0.14
B1 → B1 · +4 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1461/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-03
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
83/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 7 years of registry continuity.
Registry and status signalsSeurattava
57/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
11 register eventsLatest event: 2025-05-16
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2024-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Pauper Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.