Business profile

PayX Payments Oy

PayX Payments Oy's registered office is Helsingfors. It is a limited company. The company was established on 2025-02-22. It operates in the industry of other monetary intermediation. In its latest retained statement for 2025-12-31, revenue was €5,000 and operating profit was €1,541.

Claim profileContact details
Business ID 3511771-9ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3511771-9
Sector
Other monetary intermediation
Municipality
Helsingfors
Company form
Limited company
Registration date
2025-02-22
Business ID registration date
2025-02-18
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Lapinlahdenkatu 16, 00180, Helsingfors

Postal address: P.O. Box 111, 00531, Helsingfors

Website: https://payxpayments.fiSource observation

People and decision-makers

Tuvi MacVarsinainen jäsen
Malinen SonjaVarajäsen
Kare KotirantaPäävastuullinen tilintarkastaja

About PayX Payments Oy

Financial position and key figures for the company.

PayX Payments Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2025-02-22. It operates in the industry of other monetary intermediation. In its latest retained statement for 2025-12-31, revenue was €5,000 and operating profit was €1,541. The latest retained financial statement for 2025-12-31 shows revenue of €5,000 and profit for the financial year of €1,541. Based on the latest retained statement, revenue growth was not currently available, operating margin was +30.8%, and equity ratio was +30.8%.

Financial highlights

Key figures from the latest financial period.

Latest financial period

2025-12-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Operating margin30.8%
Equity ratio30.8%
Revenue€5,000Previous comparison not availablePrevious: No comparison value
Operating profit (loss)€1,541Previous comparison not availablePrevious: No comparison value
Profit (loss) for the financial year€1,541Previous comparison not availablePrevious: No comparison value
Assets€5,000Previous comparison not availablePrevious: No comparison value
Balance-sheet contextLatest financial period
Profit before taxes€1,541Previous: No comparison value
Employees12Previous: No comparison value

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioSatisfactory
39/100 · Trend unavailable
30.8 %Comparison period is not available from the source
Current ratioNot assessable
0/100 · Trend unavailable
Not availableComparison period is not available from the source
Operating profit marginGood
100/100 · Trend unavailable
30.8 %Comparison period is not available from the source

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3511771-9
EU IDFIFPRO.3511771-9
MunicipalityHelsingfors
Current registered entries
2025-02-22Registered in Patent and Registration Office (Trade Register)
2025-02-24Registered in Tax Administration (Tax Administration)

Responsible people

Public role relationships materialized from source observations.

Tuvi MacVarsinainen jäsenSources: 4 · Confidence: 78%
Malinen SonjaVarajäsenSources: 2 · Confidence: 78%
Kare KotirantaPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B1
StablePayX Payments Oy
Grade unchangedB1 · new analysis 2026-10-18
Model score69/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Peer comparisonSame industry and sizeDescriptive comparison – does not change the model score.
51 peers
Solvency27%
Below 73% of peers
Profitability69%
Better than 69% of peers
Supporting factors
  • Strong operating profitability
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
Risk factors to note

No material separate warning signals.

Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessments
B1
2026-10-1869/100 · v0.15
B1 → B1
B1
2026-10-1269/100 · v0.14
Oldest retained automatic assessment in this comparison
Automatic model gradeB1
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
87/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityNuori
10/100

The company has about 1 years of registry continuity.

Registry and status signalsRajallinen
24/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
12 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

3 register eventsLatest event: 2025-06-18

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

PayX Payments Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.