Business profile

Pensomark Oy

Pensomark Oy's registered office is Lohja. It is a limited company. The company was established on 1973-03-23. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-12-31, revenue was €49,100 and operating profit was €14,683.

Claim profileContact details
Business ID 0203202-2ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
0203202-2
Sector
Rental and operating of own or leased non-residential real estate
Municipality
Lohja
Company form
Limited company
Registration date
1973-03-23
Business ID registration date
1978-06-30
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Venteläntie 8, 08500, Lohja

Website: https://pensomark-oy.kunnostaa.fiSource observation

People and decision-makers

Kittelä Ari TapaniToimitusjohtaja

About Pensomark Oy

Financial position and key figures for the company.

Pensomark Oy's location municipality is Lohja. It is a limited company. The company was established on 1973-03-23. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-12-31, revenue was €49,100 and operating profit was €14,683. The latest retained financial statement for 2025-12-31 shows revenue of €49,100 and profit for the financial year of €11,741. Based on the latest retained statement, revenue growth was +7.7%, operating margin was +10.2%, and equity ratio was +92.0%.

Financial highlights

Key figures from the latest financial period.

Latest financial period

2025-12-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Revenue growth7.7%
Operating margin10.2%
Equity ratio92.0%
Revenue€49,100+€3,500 (+7.7%) vs previous periodPrevious: €45,600
Operating profit (loss)€14,683-€5,849 (-28.5%) vs previous periodPrevious: €20,531
Profit (loss) for the financial year€11,741-€4,684 (-28.5%) vs previous periodPrevious: €16,425
Assets€664,740-€37,130 (-5.3%) vs previous periodPrevious: €701,870
Balance-sheet contextLatest financial period
Employees12Previous: 0
Revenue trend5 periods
€167,200
2021-12-31
€146,500
2022-12-31
€44,100
2023-12-31
€45,600
2024-12-31
€49,100
2025-12-31
Operating profit (loss) trend5 periods
€56,627
2021-12-31
€30,693
2022-12-31
€40,742
2023-12-31
€20,531
2024-12-31
€14,683
2025-12-31
Profit (loss) for the financial year trend5 periods
€68,590
2021-12-31
€24,552
2022-12-31
€42,584
2023-12-31
€16,425
2024-12-31
€11,741
2025-12-31
Assets trend5 periods
€627,575
2021-12-31
€645,178
2022-12-31
€737,805
2023-12-31
€701,870
2024-12-31
€664,740
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioGood
100/100 · Declining
92.0 %2024-12-31: 97.0 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Operating profit marginGood
75/100 · Declining
10.2 %2024-12-31: 16.6 %
Ratio history
Ratio2021-12-312022-12-312023-12-312024-12-312025-12-31
Equity ratio95.2 %96.4 %94.8 %97.0 %92.0 %
Current ratio-----
Operating profit margin33.9 %20.9 %32.8 %16.6 %10.2 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID0203202-2
VAT IDFI02032022
EU IDFIFPRO.0203202-2
MunicipalityLohja
Current registered entries
1973-03-23Registered in Patent and Registration Office (Trade Register)
1978-06-30Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)
2021-01-01VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)

Responsible people

Public role relationships materialized from source observations.

Kittelä Ari TapaniToimitusjohtajaSources: 4 · Confidence: 78%
Sihvonen Janne KristianVarajäsenSources: 2 · Confidence: 78%
Packalén Paul Lars-ErikTilintarkastajaSources: 2 · Confidence: 78%
Kittelä Ari TapaniVarsinainen jäsenSources: 1 · Confidence: 72%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A2
Very goodPensomark Oy
Model score83/100
Assessment confidenceMedium
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
4 comparable periods
RevenueStable
ProfitabilityDeteriorating · 2 consecutive periods
SolvencyDeteriorating
LiquidityNot enough history
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
111 peers
Solvency70%
Better than 70% of peers
Profitability75%
Better than 75% of peers
Revenue growth85%
Better than 85% of peers
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Company context reduces the weight of an isolated financial signal
Risk factors to note
  • Coordinated deterioration across 2 financial domains
Automatic model gradeA2
Automatic model snapshot2026-10-12
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityVakiintunut
97/100

The company has about 53 years of registry continuity.

Registry and status signalsVakaa
89/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
12 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.

Registry timeline

Trade register notifications shown on a timeline.

26 register eventsLatest event: 2026-05-26

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Pensomark Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.