Risk grade updatedRisk gradeEvidence verified
20 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Business profile
Pentsami Oy
Pentsami Oy's registered office is Nurmes. It is a limited company. The company was established on 1994-11-09. It operates in the industry of other reservation service and related activities. In its latest retained statement for 2024-12-31, revenue was €0 and operating profit was -€11,805.
Business ID 0969014-0ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0969014-0
- Sector
- Other reservation service and related activities
- Municipality
- Nurmes
- Company form
- Limited company
- Registration date
- 1994-11-09
- Business ID registration date
- 1994-06-08
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: HAVERILANTIE 13, 75530, Nurmes
Phone: +358504700787Source observation
Email: [email protected]Source observation
Website: https://samimatkat.fiSource observation
Linkedin profile: https://www.linkedin.com/company/samimatkat-oySource: company website
Instagram profile: https://www.instagram.com/samimatkatSource: company website
Facebook profile: https://www.facebook.com/samimatkatoySource: company website
People and decision-makers
Kärkkäinen Pentti SakariToimitusjohtaja
Juuan Taksipojilla Saminyrittäjä
Sampan Taksiyrittäjä
About Pentsami Oy
Financial position and key figures for the company.
Pentsami Oy's location municipality is Nurmes. It is a limited company. The company was established on 1994-11-09. It operates in the industry of other reservation service and related activities. In its latest retained statement for 2024-12-31, revenue was €0 and operating profit was -€11,805. The latest retained financial statement for 2024-12-31 shows revenue of €0 and profit for the financial year of -€11,815. Based on the latest retained statement, revenue growth was -100.0%, operating margin was not currently available, and equity ratio was +26.7%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on harjoittaa rakentamista palvelevaa vientiä ja tuontia, edelliseen liittyvää maa-, vesi- ja talonrakentamista, rakennusasennusta ja viimeistelytoimintaa, tukku- ja vähittäiskauppaa, agentuuri-, korjaus- ja huoltotoimintaa sekä konsultointia, rakennustarvikkeiden, rakennusvalmisosien, tarvike- ja varaosakauppaa, teknisiä palveluja ja koulutus-, tutkimus- ja kehittämistoimintaa sekä suunnittelutoimintaa. Yhtiö voi harjoittaa rakentamis-, rakennuttamis-, saneeraus-, insinööritoimisto- ja isännöintitoimintaa. Yhtiö voi huolehtia muiden liiketoiminnan organisoinnista, markkinoinnista, henkilöstöpalveluista ja harjoittaa majoitus- ja toimitilojen sekä toimisto- ja hallinnollisten palvelujen sekä kuljetustoiminnan tuottamista, välitystä, vuokrausta, markkinointia ja kauppaa, jne.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
0
0
Source observation
Derived indicators
Revenue growth-100.0%
Equity ratio26.7%
Revenue€0-€10,670 (-100.0%) vs previous periodPrevious: €10,670
Operating profit (loss)-€11,805-€8,508 (-258.1%) vs previous periodPrevious: -€3,297
Profit (loss) for the financial year-€11,815-€8,494 (-255.8%) vs previous periodPrevious: -€3,321
Assets€40,625-€24,458 (-37.6%) vs previous periodPrevious: €65,083
Balance-sheet contextLatest financial period
Profit before taxes-€11,815Previous: -€3,321
Employees12Previous: No comparison value
Revenue trend5 periods
€22,662
2020-12-31
€12,557
2021-12-31
€27,435
2022-12-31
€10,670
2023-12-31
€0
2024-12-31
Operating profit (loss) trend5 periods
-€9,156
2020-12-31
-€7,240
2021-12-31
€634
2022-12-31
-€3,297
2023-12-31
-€11,805
2024-12-31
Profit (loss) for the financial year trend5 periods
-€10,263
2020-12-31
-€7,930
2021-12-31
€600
2022-12-31
-€3,321
2023-12-31
-€11,815
2024-12-31
Assets trend5 periods
€58,361
2020-12-31
€72,387
2021-12-31
€71,696
2022-12-31
€65,083
2023-12-31
€40,625
2024-12-31
Additional financial figures
The company's financial figures across different years.
| Metric | 2026 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Revenue | - | €0 | €10,670 | €27,435 | €12,557 | €22,662 |
| Revenue growth | - | - | -61,1 % | 118,5 % | -44,6 % | -86,6 % |
| Operating profit | - | -€11,805 | -€3,297 | €634 | -€7,240 | -€9,156 |
| EBIT margin | - | - | -14,2 % | 1,5 % | -28 % | -22,8 % |
| Profit for the financial year | - | -€11,815 | -€3,321 | €600 | -€7,930 | -€10,263 |
| Profit before taxes | - | -€11,815 | -€3,321 | €600 | -€7,930 | -€9,839 |
| Equity ratio | - | 26,7 % | 11,8 % | 1,4 % | 0,5 % | 14,2 % |
| Balance sheet total | - | €40,625 | €65,083 | €71,696 | €72,387 | €58,361 |
| Employees | 4 | 12 | - | - | - | - |
Financial ratios
Financial ratios based on financial statement data. Source: Lähdehavainto.
Equity ratioPassable
33/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 14.2 % | 0.5 % | 1.4 % | 11.8 % | 26.7 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | -22.8 % | -28.0 % | 1.5 % | -14.2 % | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0969014-0
EU IDFIFPRO.0969014-0
MunicipalityNurmes
Current registered entries
1994-06-08Registered in Tax Administration (Tax Administration)
1994-11-09Registered in Patent and Registration Office (Trade Register)
1996-05-01Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Kärkkäinen Pentti SakariToimitusjohtajaSources: 5 · Confidence: 78%
Juuan Taksipojilla SaminyrittäjäSources: 1 · Confidence: 78%
Sampan TaksiyrittäjäSources: 1 · Confidence: 78%
Kärkkäinen Pentti SakariVarsinainen jäsenSources: 2 · Confidence: 78%
Kärkkäinen Raija AnnikkiVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskPentsami Oy
Grade downgradedB1 → C · new analysis 2026-10-20
39/100
Medium
Limited financial evidenceRegistry and statistics based
Financial development is mostly stable or mixed.
4 comparable periodsProfitabilityNot enough history
SolvencyImproving · 2 consecutive periods
LiquidityNot enough history
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Sufficient structured financial metrics are not available
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsC
2026-10-2039/100 · v0.15
B1 → C · -25 points- Assessment confidence: Low → Medium.
- Evidence quality: Usable financial evidence → Limited financial evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-10-1064/100 · v0.14
Oldest retained automatic assessment in this comparisonC
2026-10-20
open-risk-grade-v0.15
The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
82/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 32 years of registry continuity.
Registry and status signalsSeurattava
69/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
10 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
13 register eventsLatest event: 2025-02-27
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Pentsami Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.