Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Pentti Köpman Oy
Pentti Köpman Oy's registered office is Tornio. It is a limited partnership. The company was established on 2008-09-18. It operates in the industry of site preparation. In its latest retained statement for 2025-12-31, revenue was €250,277 and operating profit was €26,993.
Business ID 2218140-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2218140-4
- Sector
- Site preparation
- Municipality
- Tornio
- Company form
- Limited partnership
- Registration date
- 2008-09-18
- Business ID registration date
- 2008-09-10
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Jokivarrentie 2633, 95530, Tornio
About Pentti Köpman Oy
Financial position and key figures for the company.
Pentti Köpman Oy's location municipality is Tornio. It is a limited partnership. The company was established on 2008-09-18. It operates in the industry of site preparation. In its latest retained statement for 2025-12-31, revenue was €250,277 and operating profit was €26,993. The latest retained financial statement for 2025-12-31 shows revenue of €250,277 and profit for the financial year of €21,071. Based on the latest retained statement, revenue growth was -10.2%, operating margin was +10.8%, and equity ratio was +88.4%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-10.2%
Operating margin10.8%
Equity ratio88.4%
Balance-sheet contextLatest financial period
Other operating income€18,180Previous: €25,113
Cash and bank€132,803Previous: €119,106
Retained earnings€271,346Previous: €249,838
Equity€294,917Previous: €297,646
Liabilities€38,517Previous: €48,070
Current assets€174,300Previous: €150,307
Current liabilities€38,517Previous: €48,070
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginGood
75/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2218140-4
VAT IDFI22181404
EU IDFIFPRO.2218140-4
MunicipalityTornio
Current registered entries
2008-09-16Registered in Tax Administration (Tax Administration)
2008-09-18Registered in Patent and Registration Office (Trade Register)
2008-10-22VAT-liable for business activity in Tax Administration (VAT Register)
2008-10-22Registered in Tax Administration (Prepayment Register)
2015-01-01VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodPentti Köpman Oy
Grade unchangedA2 · new analysis 2026-10-18
80/100
Medium
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
331 peersSolvency87%
Better than 87% of peers
Profitability69%
Better than 69% of peers
Liquidity86%
Better than 86% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings136 days after period end
136 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-10-1880/100 · v0.15
A2 → A2A2
2026-10-01 05:4280/100 · v0.14
B1 → A2 · +17 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1563/100 · v0.14
B2 → B1 · +4 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1459/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
46/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 18 years of registry continuity.
Registry and status signalsVakaa
80/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
1 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A2.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
22 register eventsLatest event: 2025-06-28
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Pentti Köpman Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.