Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
Periday Financial Services Oy
Periday Financial Services Oy's registered office is Lappeenranta. It is a limited company. The company was established on 2021-04-22. It operates in the industry of activities of collection agencies and credit bureaus. In its latest retained statement for 2025-12-31, revenue was €0 and operating profit was -€833.
Business ID 3198872-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3198872-8
- Sector
- Activities of collection agencies and credit bureaus
- Municipality
- Lappeenranta
- Company form
- Limited company
- Registration date
- 2021-04-22
- Business ID registration date
- 2021-03-17
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Satamatie 2, 53100, Lappeenranta
Phone: +358103117731Source observation
Website: https://www.periday.fiSource observation
People and decision-makers
Romppainen Antti Pekka OlaviPuheenjohtaja
Keskisaari Pyry PietariVarsinainen jäsen
Pasula Aaron TopiasVarsinainen jäsen
About Periday Financial Services Oy
Financial position and key figures for the company.
Periday Financial Services Oy's location municipality is Lappeenranta. It is a limited company. The company was established on 2021-04-22. It operates in the industry of activities of collection agencies and credit bureaus. In its latest retained statement for 2025-12-31, revenue was €0 and operating profit was -€833. The latest retained financial statement for 2025-12-31 shows revenue of €0 and profit for the financial year of -€929. Based on the latest retained statement, revenue growth was not currently available, operating margin was +0.0%, and equity ratio was +0.0%.
Auxiliary business names
Public alternate names materialized from source observations.
Periday
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Source observation
Derived indicators
Operating margin0.0%
Equity ratio0.0%
Revenue€0+€0 vs previous periodPrevious: €0
Operating profit (loss)-€833-€732 (-723.5%) vs previous periodPrevious: -€101
Profit (loss) for the financial year-€929-€828 (-819.8%) vs previous periodPrevious: -€101
Assets€0-€29 (-100.0%) vs previous periodPrevious: €29
Balance-sheet contextLatest financial period
Profit before taxes-€929Previous: -€101
Employees1Previous: No comparison value
Revenue trend5 periods
€173
2021-12-31
€0
2022-12-31
€0
2023-12-31
€0
2024-12-31
€0
2025-12-31
Operating profit (loss) trend5 periods
-€3,648
2021-12-31
-€473
2022-12-31
-€473
2023-12-31
-€101
2024-12-31
-€833
2025-12-31
Profit (loss) for the financial year trend5 periods
-€3,649
2021-12-31
-€473
2022-12-31
€484
2023-12-31
-€101
2024-12-31
-€929
2025-12-31
Assets trend5 periods
€1,173
2021-12-31
€690
2022-12-31
€131
2023-12-31
€29
2024-12-31
€0
2025-12-31
Additional financial figures
The company's financial figures across different years.
| Metric | 2026 | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Revenue | - | €0 | €0 | €0 | €0 | €173 |
| Operating profit | - | -€833 | -€101 | -€473 | -€473 | -€3,648 |
| EBIT margin | - | 0 % | 0 % | 0 % | 0 % | 0 % |
| Profit for the financial year | - | -€929 | -€101 | €484 | -€473 | -€3,649 |
| Profit before taxes | - | -€929 | -€101 | -€484 | €473 | -€3,649 |
| Equity ratio | - | 0 % | 0 % | 100 % | 0 % | 0 % |
| Balance sheet total | - | €0 | €29 | €131 | €690 | €1,173 |
| Employees | 4 | 1 | - | - | - | 1 |
Financial ratios
Financial ratios based on financial statement data. Source: Lähdehavainto.
Equity ratioWeak
0/100 · Stable
Current ratioWeak
0/100 · Stable
Operating profit marginPassable
50/100 · Stable
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 0.0 % | 0.0 % | 100.0 % | 0.0 % | 0.0 % |
| Current ratio | 1.00x | 1.00x | 0.00x | 0.00x | 0.00x |
| Operating profit margin | 0.0 % | 0.0 % | 0.0 % | 0.0 % | 0.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3198872-8
EU IDFIFPRO.3198872-8
MunicipalityLappeenranta
Current registered entries
2021-04-22Registered in Tax Administration (Tax Administration)
2021-04-22Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Romppainen Antti Pekka OlaviPuheenjohtajaSources: 3 · Confidence: 78%
Keskisaari Pyry PietariVarsinainen jäsenSources: 3 · Confidence: 78%
Pasula Aaron TopiasVarsinainen jäsenSources: 3 · Confidence: 78%
Romppainen Ville MatiasVarsinainen jäsenSources: 3 · Confidence: 78%
Illikainen Eelis AatamiVarsinainen jäsenSources: 3 · Confidence: 78%
Keskisaari Esa AnttiVarsinainen jäsenSources: 3 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorPeriday Financial Services Oy
Grade downgradedB2 → B3 · new analysis 2026-10-17
44/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueStable
ProfitabilityStable
LiquidityStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
34 peersSolvency12%
Below 88% of peers
Profitability29%
Below 71% of peers
Liquidity13%
Below 87% of peers
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Weak current ratio
- Negative profitability or net result
- Losses in the latest and previous available periods
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB3
2026-10-1744/100 · v0.15
B2 → B3 · -13 points- Revenue: Not enough history → Stable
- Profitability: Not enough history → Stable
- Solvency: Not enough history → Deteriorating
B2
2026-10-1457/100 · v0.14
Oldest retained automatic assessment in this comparisonB3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
59/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsRajallinen
50/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
11 register eventsLatest event: 2025-05-16
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Periday Financial Services Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.