Risk grade updatedRisk gradeEvidence verified
26 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A2.Business profile
Perintäritari Oy
Perintäritari Oy's registered office is Seinäjoki. It is a limited company. The company was established on 1996-09-19. It operates in the industry of activities of collection agencies and credit bureaus. In its latest retained statement for 2024-12-31, revenue was €484,476 and operating profit was €144,465.
Business ID 1065783-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1065783-1
- Sector
- Activities of collection agencies and credit bureaus
- Municipality
- Seinäjoki
- Company form
- Limited company
- Registration date
- 1996-09-19
- Business ID registration date
- 1996-10-25
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Porvarinkatu 4 B 16, 60100, Seinäjoki
Website: https://www.perintaritari.comSource observation
About Perintäritari Oy
Financial position and key figures for the company.
Perintäritari Oy's location municipality is Seinäjoki. It is a limited company. The company was established on 1996-09-19. It operates in the industry of activities of collection agencies and credit bureaus. In its latest retained statement for 2024-12-31, revenue was €484,476 and operating profit was €144,465. The latest retained financial statement for 2024-12-31 shows revenue of €484,476 and profit for the financial year of €117,547. Based on the latest retained statement, revenue growth was +6.9%, operating margin was +29.8%, and equity ratio was +82.5%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth6.9%
Operating margin29.8%
Equity ratio82.5%
Balance-sheet contextLatest financial period
Cash and bank€144,958Previous: €77,947
Retained earnings€313,542Previous: €251,643
Equity€433,588Previous: €343,524
Liabilities€91,966Previous: €66,105
Current assets€265,786Previous: €180,100
Current liabilities€91,966Previous: €66,105
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Declining
Current ratioSatisfactory
53/100 · Improving
Operating profit marginGood
100/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1065783-1
VAT IDFI10657831
EU IDFIFPRO.1065783-1
MunicipalitySeinäjoki
Current registered entries
1996-09-05VAT-liable for business activity in Tax Administration (VAT Register)
1996-09-19Registered in Patent and Registration Office (Trade Register)
1996-10-22Registered in Tax Administration (Prepayment Register)
1996-10-25Registered in Tax Administration (Tax Administration)
2017-01-01Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodPerintäritari Oy
Grade upgradedB1 → A2 · new analysis 2026-09-26
85/100
Medium
Usable financial evidenceFinancial data included
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings150 days after period end
150 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA2
2026-09-26 03:1585/100 · v0.14
B1 → A2 · +18 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1567/100 · v0.14
B1 → B1 · +6 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1461/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-09-26
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
59/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 30 years of registry continuity.
Registry and status signalsVakaa
76/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
17 register eventsLatest event: 2025-07-11
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2024-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Perintäritari Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.