Business profile

Pfi Holdings Oy

Pfi Holdings Oy's registered office is Esbo. It is a limited company. The company was established on 2020-10-12. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €15,186 and operating profit was -€7,929.

Claim profileContact details
Business ID 3163578-9ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3163578-9
Sector
Rental of own or leased dwellings and residential real estate
Municipality
Esbo
Company form
Limited company
Registration date
2020-10-12
Business ID registration date
2020-10-09
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Sotilaspojantie 2 B, 02650, Esbo

About Pfi Holdings Oy

Financial position and key figures for the company.

Pfi Holdings Oy's location municipality is Esbo. It is a limited company. The company was established on 2020-10-12. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €15,186 and operating profit was -€7,929. The latest retained financial statement for 2025-12-31 shows revenue of €15,186 and profit for the financial year of -€7,929. Based on the latest retained statement, revenue growth was -11.8%, operating margin was -52.2%, and equity ratio was +100.0%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods5
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-11.8%
Operating margin-52.2%
Equity ratio100.0%
Revenue€15,186-€2,025 (-11.8%) vs previous periodPrevious: €17,210
Operating profit (loss)-€7,929-€1,392 (-21.3%) vs previous periodPrevious: -€6,537
Profit (loss) for the financial year-€7,929-€1,392 (-21.3%) vs previous periodPrevious: -€6,537
Assets€128,422-€69 (-0.1%) vs previous periodPrevious: €128,490
Balance-sheet contextLatest financial period
Cash and bank€3,243Previous: €3,311
Retained earnings-€4,661Previous: €1,876
Equity€128,422Previous: €127,050
Liabilities€0Previous: €1,440
Current assets€3,243Previous: €3,311
Current liabilities€0Previous: €1,440
Revenue trend2 periods
€17,210
2024-12-31
€15,186
2025-12-31
Operating profit (loss) trend2 periods
-€6,537
2024-12-31
-€7,929
2025-12-31
Profit (loss) for the financial year trend2 periods
-€6,537
2024-12-31
-€7,929
2025-12-31
Assets trend2 periods
€128,490
2024-12-31
€128,422
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Improving
100.0 %2024-12-31: 98.9 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2024-12-31: 2.30x
Operating profit marginWeak
0/100 · Declining
-52.2 %2024-12-31: -38.0 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio98.9 %100.0 %
Current ratio2.30x-
Operating profit margin-38.0 %-52.2 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3163578-9
EU IDFIFPRO.3163578-9
MunicipalityEsbo
Current registered entries
2020-10-12Registered in Tax Administration (Tax Administration)
2020-10-12Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B1
StablePfi Holdings Oy
Grade unchangedB1 · new analysis 2026-10-18
Model score61/100
Assessment confidenceMedium
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating
SolvencyStable
LiquidityNot enough history
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
64 peers
Solvency98%
Better than 98% of peers
Profitability16%
Below 84% of peers
Revenue growth31%
Below 69% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag143 days after period end
Typical registration lag149 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
Risk factors to note
  • Negative profitability or net result
  • Losses in the latest and previous available periods
  • Coordinated deterioration across 2 financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B1
2026-10-1861/100 · v0.15
B1 → B1
B1
2026-09-28 20:2961/100 · v0.14
B1 → B1 · -3 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1564/100 · v0.14
B2 → B1 · +5 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1459/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB1
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 6 years of registry continuity.

Registry and status signalsRajallinen
48/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

9 register eventsLatest event: 2025-06-12

Financial statements availability

Available financial statement periods and PRH source filings.

5 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Pfi Holdings Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.