Business profile

PHM Capital Oy

PHM Capital Oy's registered office is Jyväskylä. It is a limited company. The company was established on 2017-07-20. It operates in the industry of business and other management consultancy activities.

Claim profileContact details
Business ID 2842369-7ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2842369-7
Sector
Business and other management consultancy activities
Municipality
Jyväskylä
Company form
Limited company
Registration date
2017-07-20
Business ID registration date
2017-06-29
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Ylistönmäentie 26, 40500, Jyväskylä

About PHM Capital Oy

Financial position and key figures for the company.

PHM Capital Oy's location municipality is Jyväskylä. It is a limited company. The company was established on 2017-07-20. It operates in the industry of business and other management consultancy activities. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +98.4%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods3
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Equity ratio98.4%
Operating profit (loss)€780,274+€578,216 (+286.2%) vs previous periodPrevious: €202,058
Profit (loss) for the financial year€975,109+€477,201 (+95.8%) vs previous periodPrevious: €497,908
Assets€3,450,371+€101,019 (+3.0%) vs previous periodPrevious: €3,349,352
Balance-sheet contextLatest financial period
Cash and bank€577,389Previous: €909,016
Retained earnings€2,246,511Previous: €1,534,846
Equity€3,394,295Previous: €3,296,355
Liabilities€56,076Previous: €52,997
Current assets€776,439Previous: €1,335,420
Current liabilities€56,076Previous: €52,997
Operating profit (loss) trend2 periods
€202,058
2024-12-31
€780,274
2025-12-31
Profit (loss) for the financial year trend2 periods
€497,908
2024-12-31
€975,109
2025-12-31
Assets trend2 periods
€3,349,352
2024-12-31
€3,450,371
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Declining
98.4 %2024-12-31: 98.4 %
Current ratioGood
100/100 · Declining
10.30x2024-12-31: 17.15x
Operating profit marginNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Ratio history
Ratio2024-12-312025-12-31
Equity ratio98.4 %98.4 %
Current ratio17.15x10.30x
Operating profit margin--

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2842369-7
VAT IDFI28423697
EU IDFIFPRO.2842369-7
MunicipalityJyväskylä
Current registered entries
2017-07-01Registered in Tax Administration (Employer Register)
2017-07-01VAT-liable for business activity in Tax Administration (VAT Register)
2017-07-01Registered in Tax Administration (Prepayment Register)
2017-07-20Registered in Patent and Registration Office (Trade Register)
2017-07-21Registered in Tax Administration (Tax Administration)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodPHM Capital Oy
Grade upgradedB1 → A3 · new analysis 2026-10-02
Model score76/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
LiquidityDeteriorating
Peer comparisonNational Tier 1 comparisonDescriptive comparison – does not change the model score.
450 peers
Solvency91%
Better than 91% of peers
Liquidity93%
Better than 93% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag190 days after period end
Typical registration lag184 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Strong equity ratio
  • Healthy short-term liquidity
  • Company context reduces the weight of an isolated financial signal
Risk factors to note

No material separate warning signals.

Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
A3
2026-10-02 10:0776/100 · v0.14
B1 → A3 · +10 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1566/100 · v0.14
B1 → B1 · +6 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1460/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-10-02
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
72/100

Industry context is low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 9 years of registry continuity.

Registry and status signalsSeurattava
73/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
2 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

16 register eventsLatest event: 2025-07-03

Financial statements availability

Available financial statement periods and PRH source filings.

3 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

PHM Capital Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.