Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
Photour Oy
Photour Oy's registered office is Jäniksenlinna. It is a limited company. The company was established on 2014-01-02. It operates in the industry of photographic activities. In its latest retained statement for 2025-09-30, revenue was €18,263 and operating profit was €4,229.
Business ID 2590888-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2590888-3
- Sector
- Photographic activities
- Municipality
- Jäniksenlinna
- Company form
- Limited company
- Registration date
- 2014-01-02
- Business ID registration date
- 2013-12-16
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Koskipurontie 36, 04390, Jäniksenlinna
Website: https://www.photour.fiSource observation
About Photour Oy
Financial position and key figures for the company.
Photour Oy's location municipality is Jäniksenlinna. It is a limited company. The company was established on 2014-01-02. It operates in the industry of photographic activities. In its latest retained statement for 2025-09-30, revenue was €18,263 and operating profit was €4,229. The latest retained financial statement for 2025-09-30 shows revenue of €18,263 and profit for the financial year of €4,230. Based on the latest retained statement, revenue growth was +32.7%, operating margin was +23.2%, and equity ratio was -21.6%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-09-30
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth32.7%
Operating margin23.2%
Equity ratio-21.6%
Balance-sheet contextLatest financial period
Cash and bank€2,624Previous: €2,060
Retained earnings-€8,727Previous: -€9,647
Equity-€1,996Previous: -€6,227
Liabilities€11,252Previous: €13,887
Current assets€2,906Previous: €3,628
Current liabilities€3,900Previous: €8,535
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Improving
Current ratioPassable
22/100 · Improving
Operating profit marginGood
100/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2590888-3
VAT IDFI25908883
EU IDFIFPRO.2590888-3
MunicipalityJäniksenlinna
Current registered entries
2013-12-15VAT-liable for business activity in Tax Administration (VAT Register)
2013-12-16Registered in Tax Administration (Prepayment Register)
2014-01-02Registered in Patent and Registration Office (Trade Register)
2014-01-14Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryPhotour Oy
Grade unchangedB2 · new analysis 2026-10-17
56/100
Medium
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
87 peersSolvency22%
Below 78% of peers
Profitability83%
Better than 83% of peers
Liquidity56%
Better than 56% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings31 days after period end
31 days after period end
1 consecutive periods
Supporting factors
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Negative equity
- Weak current ratio
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB2
2026-10-1756/100 · v0.15
B2 → B2B2
2026-09-21 02:3656/100 · v0.14
A3 → B2 · -18 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-09-30).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
A3
2026-09-1474/100 · v0.14
B1 → A3 · +9 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1365/100 · v0.12
Oldest retained automatic assessment in this comparisonB2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 12 years of registry continuity.
Registry and status signalsVakaa
76/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
21 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
15 register eventsLatest event: 2025-10-31
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-09-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Photour Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.