Business profile

Piggy Bank Holdings Oy

Piggy Bank Holdings Oy's registered office is Söderkulla. It is a limited company. The company was established on 2022-06-10. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €245,122 and operating profit was €29,327.

Claim profileContact details
Business ID 3291744-6ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3291744-6
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Söderkulla
Company form
Limited company
Registration date
2022-06-10
Business ID registration date
2022-06-02
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Lintukaari 37, 01150, Söderkulla

About Piggy Bank Holdings Oy

Financial position and key figures for the company.

Piggy Bank Holdings Oy's location municipality is Söderkulla. It is a limited company. The company was established on 2022-06-10. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €245,122 and operating profit was €29,327. The latest retained financial statement for 2025-12-31 shows revenue of €245,122 and profit for the financial year of €23,140. Based on the latest retained statement, revenue growth was -35.9%, operating margin was +12.0%, and equity ratio was +98.5%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods3
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-35.9%
Operating margin12.0%
Equity ratio98.5%
Revenue€245,122-€137,300 (-35.9%) vs previous periodPrevious: €382,422
Operating profit (loss)€29,327-€1,725 (-5.6%) vs previous periodPrevious: €31,053
Profit (loss) for the financial year€23,140-€1,668 (-6.7%) vs previous periodPrevious: €24,807
Assets€644,306-€26,730 (-4.0%) vs previous periodPrevious: €671,036
Balance-sheet contextLatest financial period
Inventory€273,278Previous: €216,022
Cash and bank€43,242Previous: €126,522
Advances received€433Previous: €0
Retained earnings€61,404Previous: €36,597
Equity€634,544Previous: €661,404
Liabilities€9,762Previous: €9,632
Current assets€316,520Previous: €342,544
Current liabilities€6,297Previous: €6,182
Revenue trend2 periods
€382,422
2024-09-30
€245,122
2025-12-31
Operating profit (loss) trend2 periods
€31,053
2024-09-30
€29,327
2025-12-31
Profit (loss) for the financial year trend2 periods
€24,807
2024-09-30
€23,140
2025-12-31
Assets trend2 periods
€671,036
2024-09-30
€644,306
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Declining
98.5 %2024-09-30: 98.6 %
Current ratioGood
100/100 · Declining
50.26x2024-09-30: 55.41x
Operating profit marginGood
80/100 · Improving
12.0 %2024-09-30: 8.1 %
Ratio history
Ratio2024-09-302025-12-31
Equity ratio98.6 %98.5 %
Current ratio55.41x50.26x
Operating profit margin8.1 %12.0 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3291744-6
EU IDFIFPRO.3291744-6
MunicipalitySöderkulla
Current registered entries
2022-06-02Registered in Tax Administration (Prepayment Register)
2022-06-10Registered in Tax Administration (Tax Administration)
2022-06-10Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodPiggy Bank Holdings Oy
Grade unchangedA3 · new analysis 2026-10-18
Model score75/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
299 peers
Solvency99%
Better than 99% of peers
Profitability67%
Better than 67% of peers
Liquidity99%
Better than 99% of peers
Revenue growth3%
Below 97% of peers
Financial statement reporting patternMixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag142 days after period end
Typical registration lag97 days after period end
Annual continuity1 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Healthy short-term liquidity
Risk factors to note
  • Sharp year-over-year revenue drop
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A3
2026-10-1875/100 · v0.15
A3 → A3
A3
2026-09-22 21:0675/100 · v0.14
B2 → A3 · +16 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1459/100 · v0.14
B2 → B2 · +1 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1358/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityNuori
35/100

The company has about 4 years of registry continuity.

Registry and status signalsRajallinen
40/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
22 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → A3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

6 register eventsLatest event: 2025-02-20

Financial statements availability

Available financial statement periods and PRH source filings.

3 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Piggy Bank Holdings Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.