Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
Pihaco Oy
Pihaco Oy's registered office is Vaajakoski. It is a limited company. The company was established on 2015-05-08. It operates in the industry of other miscellaneous specialised construction activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €11,437 and operating profit was -€2,553.
Business ID 2689299-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2689299-1
- Sector
- Other miscellaneous specialised construction activities n.e.c.
- Municipality
- Vaajakoski
- Company form
- Limited company
- Registration date
- 2015-05-08
- Business ID registration date
- 2015-05-05
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Janakankuja 3 B, 40800, Vaajakoski
Postal address: Saarenlahdentie 16, 40950, Muurame
Website: https://www.pihaco.fiSource observation
About Pihaco Oy
Financial position and key figures for the company.
Pihaco Oy's location municipality is Vaajakoski. It is a limited company. The company was established on 2015-05-08. It operates in the industry of other miscellaneous specialised construction activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €11,437 and operating profit was -€2,553. The latest retained financial statement for 2025-12-31 shows revenue of €11,437 and profit for the financial year of -€3,171. Based on the latest retained statement, revenue growth was -59.4%, operating margin was -22.3%, and equity ratio was +49.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-59.4%
Operating margin-22.3%
Equity ratio49.3%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €4,614
Cash and bank€6,030Previous: €9,531
Retained earnings€8,997Previous: €8,354
Equity€8,826Previous: €12,537
Liabilities€9,059Previous: €12,336
Current assets€9,351Previous: €13,494
Current liabilities€9,059Previous: €9,478
Revenue trend2 periods
€28,142
2024-12-31
€11,437
2025-12-31
Operating profit (loss) trend2 periods
€2,324
2024-12-31
-€2,553
2025-12-31
Profit (loss) for the financial year trend2 periods
€1,183
2024-12-31
-€3,171
2025-12-31
Assets trend2 periods
€24,873
2024-12-31
€17,885
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioSatisfactory
62/100 · Declining
Current ratioPassable
22/100 · Declining
Operating profit marginWeak
0/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 50.4 % | 49.4 % |
| Current ratio | 1.01x | 0.67x |
| Operating profit margin | 7.1 % | -22.3 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2689299-1
VAT IDFI26892991
EU IDFIFPRO.2689299-1
MunicipalityVaajakoski
Current registered entries
2015-04-30VAT-liable for business activity in Tax Administration (VAT Register)
2015-04-30Registered in Tax Administration (Prepayment Register)
2015-05-08Registered in Tax Administration (Tax Administration)
2015-05-08Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryPihaco Oy
Grade unchangedB2 · new analysis 2026-10-17
50/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
2 comparable periodsSolvencyStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
64 peersSolvency30%
Below 70% of peers
Profitability22%
Below 78% of peers
Liquidity56%
Better than 56% of peers
Revenue growth17%
Below 83% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings125 days after period end
124 days after period end
2 consecutive periods
Supporting factors
- Strong equity ratio
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Weak current ratio
- Negative profitability or net result
- Sharp year-over-year revenue drop
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB2
2026-10-1750/100 · v0.15
B2 → B2B2
2026-09-23 01:3650/100 · v0.14
B2 → B2 · -8 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1558/100 · v0.14
B2 → B2 · +2 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1356/100 · v0.12
Oldest retained automatic assessment in this comparisonB2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
26/100
Industry context is high based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 11 years of registry continuity.
Registry and status signalsVakaa
79/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
16 register eventsLatest event: 2026-05-05
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Pihaco Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.