Business profile

Pinja Sivonen Oy

Pinja Sivonen Oy's registered office is Tampere. It is a limited company. The company was established on 2021-09-06. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-01-31, revenue was €55,241 and operating profit was €4,373.

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Business ID 3232725-1ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3232725-1
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Tampere
Company form
Limited company
Registration date
2021-09-06
Business ID registration date
2021-09-01
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Hämeenpuisto 31 B 34, 33200, Tampere

About Pinja Sivonen Oy

Financial position and key figures for the company.

Pinja Sivonen Oy's location municipality is Tampere. It is a limited company. The company was established on 2021-09-06. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-01-31, revenue was €55,241 and operating profit was €4,373. The latest retained financial statement for 2025-01-31 shows revenue of €55,241 and profit for the financial year of €3,835. Based on the latest retained statement, revenue growth was -33.1%, operating margin was +7.9%, and equity ratio was +10.5%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-01-31

Imported periods2
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-33.1%
Operating margin7.9%
Equity ratio10.5%
Revenue€55,241-€27,316 (-33.1%) vs previous periodPrevious: €82,558
Operating profit (loss)€4,373+€14,952 (+141.3%) vs previous periodPrevious: -€10,579
Profit (loss) for the financial year€3,835+€14,459 (+136.1%) vs previous periodPrevious: -€10,624
Assets€75,006+€3,507 (+4.9%) vs previous periodPrevious: €71,499
Balance-sheet contextLatest financial period
Inventory€67,819Previous: €69,446
Cash and bank€7,142Previous: €2,053
Retained earnings-€35,967Previous: -€25,343
Equity€7,868Previous: €4,033
Liabilities€67,138Previous: €67,467
Current assets€75,006Previous: €71,499
Current liabilities€1,138Previous: €1,467
Revenue trend2 periods
€75,256
2023-01-31
€55,241
2025-01-31
Operating profit (loss) trend2 periods
-€25,203
2023-01-31
€4,373
2025-01-31
Profit (loss) for the financial year trend2 periods
-€25,343
2023-01-31
€3,835
2025-01-31
Assets trend2 periods
€82,195
2023-01-31
€75,006
2025-01-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioWeak
13/100 · Improving
10.5 %2023-01-31: 5.7 %
Current ratioGood
100/100 · Improving
65.85x2023-01-31: 53.41x
Operating profit marginSatisfactory
70/100 · Improving
7.9 %2023-01-31: -33.5 %
Ratio history
Ratio2023-01-312025-01-31
Equity ratio5.7 %10.5 %
Current ratio53.41x65.85x
Operating profit margin-33.5 %7.9 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3232725-1
VAT IDFI32327251
EU IDFIFPRO.3232725-1
MunicipalityTampere
Current registered entries
2021-09-06Registered in Patent and Registration Office (Trade Register)
2021-09-13Registered in Tax Administration (Tax Administration)
2021-10-26Registered in Tax Administration (Prepayment Register)
2023-02-01VAT-liable for business activity in Tax Administration (VAT Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B2
SatisfactoryPinja Sivonen Oy
Grade unchangedB2 · new analysis 2026-10-17
Model score57/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
53 peers
Solvency36%
Below 64% of peers
Profitability68%
Better than 68% of peers
Liquidity96%
Better than 96% of peers
Revenue growth26%
Below 74% of peers
Financial statement reporting patternMixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings
Latest registration lag124 days after period end
Typical registration lag106 days after period end
Annual continuity1 consecutive periods
Supporting factors
  • Healthy short-term liquidity
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
Risk factors to note
  • High balance-sheet leverage
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B2
2026-10-1757/100 · v0.15
B2 → B2
B2
2026-09-20 09:5457/100 · v0.14
B1 → B2 · -7 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-01-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1464/100 · v0.14
B1 → B1
B1
2026-09-1464/100 · v0.13
Oldest retained automatic assessment in this comparison
Automatic model gradeB2
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

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Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 5 years of registry continuity.

Registry and status signalsRajallinen
46/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
20 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

5 register eventsLatest event: 2025-06-04

Financial statements availability

Available financial statement periods and PRH source filings.

2 financial statement periodsLatest financial period: 2025-01-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-10.

This company profile has not been claimed yet

Pinja Sivonen Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.