Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
Pipe Insulation Finland Oy
Pipe Insulation Finland Oy's registered office is Tampere. It is a limited company. The company was established on 2021-09-24. It operates in the industry of plumbing, heat and air-conditioning installation. In its latest retained statement for 2025-12-31, revenue was €409,480 and operating profit was €15,430.
Business ID 3236163-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3236163-6
- Sector
- Plumbing, heat and air-conditioning installation
- Municipality
- Tampere
- Company form
- Limited company
- Registration date
- 2021-09-24
- Business ID registration date
- 2021-09-16
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kalkun Viertotie 1 D 74, 33330, Tampere
About Pipe Insulation Finland Oy
Financial position and key figures for the company.
Pipe Insulation Finland Oy's location municipality is Tampere. It is a limited company. The company was established on 2021-09-24. It operates in the industry of plumbing, heat and air-conditioning installation. In its latest retained statement for 2025-12-31, revenue was €409,480 and operating profit was €15,430. The latest retained financial statement for 2025-12-31 shows revenue of €409,480 and profit for the financial year of €13,939. Based on the latest retained statement, revenue growth was +43.9%, operating margin was +3.8%, and equity ratio was +12.5%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth43.9%
Operating margin3.8%
Equity ratio12.5%
Balance-sheet contextLatest financial period
Cash and bank€2,960Previous: €4,686
Retained earnings-€10,705Previous: €8,192
Equity€3,234Previous: -€10,705
Liabilities€22,566Previous: €46,971
Current assets€19,746Previous: €7,183
Current liabilities€22,566Previous: €12,960
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
16/100 · Improving
Current ratioWeak
4/100 · Declining
Operating profit marginSatisfactory
59/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3236163-6
VAT IDFI32361636
EU IDFIFPRO.3236163-6
MunicipalityTampere
Current registered entries
2021-09-16VAT-liable for business activity in Tax Administration (VAT Register)
2021-09-16Registered in Tax Administration (Prepayment Register)
2021-09-24Registered in Tax Administration (Tax Administration)
2021-09-24Registered in Patent and Registration Office (Trade Register)
2023-01-01Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorPipe Insulation Finland Oy
Grade unchangedB3 · new analysis 2026-10-17
48/100
Medium
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
32 peersSolvency13%
Below 87% of peers
Profitability41%
Below 59% of peers
Liquidity41%
Below 59% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings118 days after period end
118 days after period end
1 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- High balance-sheet leverage
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB3
2026-10-1748/100 · v0.15
B3 → B3 · +2 pointsB3
2026-09-16 22:2746/100 · v0.14
B3 → B3 · -1 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B3
2026-09-1447/100 · v0.14
B3 → B3B3
2026-09-1447/100 · v0.13
Oldest retained automatic assessment in this comparisonB3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
38/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsSeurattava
56/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Registry timeline
Trade register notifications shown on a timeline.
7 register eventsLatest event: 2026-04-28
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Pipe Insulation Finland Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.